State Foreclosure Laws and Timelines
Foreclosure is a legal process through which lenders reclaim properties from borrowers who can no longer afford to meet their monthly mortgage obligations. Home foreclosure laws and procedures vary from state-to-state. So depending on where you live — or where you're looking to buy — the foreclosure timeline can and often does change.
Below is a state foreclosure laws timeline that is designed to give you a comprehensive overview of the process throughout the United States. Click on any state name to drill down and learn more details about the foreclosure procedures in that state.
State Law Reference
* D.C. Code Ann. § 42-815
** LA. Code Civ. Proc. Ann. Arts. 3721 to 3753, 2631 to 2772
*** W. Va. Code § 38-1-3 to 38-1-1