113 Ruzich Dr,

Bartlett, IL 60103

Status: Inactive
Listing ID: 37233431

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Property Information

  • Days On Site: 2996
  • lien_holder_1: MERS 0608915014 67643
  • lien_holder_2: MIDLAND FUNDING LLC 1206741040 10351
  • Sale Type: FORECLOSURE
  • Parcel Number: 06 32 301 001 0000
  • Property Type: Single Family Dwelling
  • Plaintiff: US BANK NA TRUSTEE
  • Owner First Name: LORI A
  • Owner Last Name: KRONBERG
  • 2nd Owner First Name: BRIAN J
  • 2nd Owner Last Name: SAVILLE
  • Case Number: 12CH0040748
  • Recording Date: 11-07-2012
  • Judgment Date: 06-01-2012
  • Judgment Value: $369,867
  • Input Date: 11-13-2012
  • Attorney Firm City: BURR RIDGE
  • Attorney Firm Address: 15W030 N FRONTAGE RD STE 100
  • Attorney Law Firm: CODILIS & ASSOCIATES PC
  • Attorney Firm Phone: (630) 794-5300
  • Attorney Firm State: IL
  • Attorney Firm Zip: 60527-6921
  • Deed Category: NOD
  • Document Number: 0509741063


Often, the preforeclosure period is the best time to purchase a property. The process begins when a lender first notifies a borrower that his or her loan payments are behind. If a borrower has no other means to bring the payments up to date, he or she is far better served to sell the property as soon as possible before it falls into foreclosure.

    Property Classification

  • Classification Id: Notice of Default
  • Classification Desc: Considered the first phase of the foreclosure process, a homeowner will receive this notice if he or she misses one or more mortgage payments in states that follow non-judicial foreclosure actions. This represents a great opportunity to purchase a home at a significantly reduced price before it is repossessed by a lender.

    Loan Information

  • 1st Mortgage Date: 04-04-2005
  • 1st Mortgage Amount: $400,000
  • Mortgage Interest Rate: 663
  • Mortgage Term: 30
  • Mortgage Type: CONVENTIONAL

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First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.


Ruzich Dr
Bartlett, IL 60103



Status: Inactive Listing ID: 37233431

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