$506,604 EMV

2 Beds   1 Bath   1,248 Sq. Ft.   Single-Family
Get the Preforeclosure Address

21 Rd
Fruita, CO 81521

Overview

This Single-Family Preforeclosure is located at 21 Rd, Fruita, CO 81521. It has 2 Beds 1 Bath , 1,248 sqft of living space. This property is currently in auction with an estimated market value of $506,604.
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Status: Active
Listing ID: 64790880
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Homes near 21 Rd in Fruita, Colorado


Learn about 21 Rd in Fruita, CO

This single-family property is available as a preforeclosure at 21 Rd. This property features 2 bedrooms and 1 bathrooms, perfect for investment and/or your personal residence. With 1,248 square feet of living space, you can enjoy sizable rooms for comfortable living and flexibility in the common areas for family gatherings. Our team of real estate experts has conducted a thorough analysis of the current market conditions in Fruita, specifically for 21 Rd and comparable listings. Based on this expert analysis, the estimated market value is $506,604. If purchased for rental purposes, the monthly rental rate could range between $850 and $1,110, providing a solid return on investment. Factors considered in this calculation include the property location, condition, status, and convenience, all assessed by our experienced professionals. Properties like this one on 21 Rd are updated daily along with others in Fruita, Colorado, ensuring you have the most current and accurate information. Since this property is a preforeclosure, be sure to check out our Foreclosure Timeline for 21 Rd below to see detailed and helpful information about what stage of the foreclosure process this listing is in.


Buy this home for as little as

Plus with taxes and insurance

Based on 20% down, 30 year mortgage, with 6% APR

Principal
Interest
Property Taxes
Homeowners Insurance
Total Monthly Ownership Cost

All calculations are estimates provided for informational purposes. Actual amounts may vary by location. It is important to know that mortgage rates are dependent on credit scores, loan timeline, and a down payment amount.

Foreclosure Timeline

21 Rd in Fruita Colorado Property History

Not in Foreclosure

Pre-Foreclosure

Auction

Bank Owned

Find out more about this property on 21 Rd
View Preforeclosure Status
01/26/26
Lis Pendens issued
The owner of this property was served a notice of lis pendens for missed mortgage payments.

This Property Has An Auction

Get up-to-date information and real-time property status updates:

Address: 21 Rd Fruita CO 81521

Auction Time Left

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The countdown is usually accurate but not exact. To be safe, place bids 2 hours before the bidding ends.

What is the city of Fruita, CO like?

Fruita sits in western Colorado’s Grand Valley, just northwest of Grand Junction and near the Utah border. The community is known for red-rock scenery, access to Colorado National Monument, and a strong outdoor recreation economy centered on mountain biking, hiking, rafting, and public lands.

For property investors, Fruita offers a small-city setting with proximity to employment, healthcare, retail, and transportation services in the larger Grand Junction metro area. Its appeal is supported by destination recreation areas such as the Kokopelli Loops, 18 Road trail system, and nearby Colorado River access.

Housing in Fruita includes established in-town neighborhoods, newer subdivisions, small acreage properties, and rural homes along the edges of the community. Investors evaluating the area should consider seasonal tourism demand, access to trailheads and downtown amenities, and commute connectivity to Grand Junction.

Nearby Schools

There are 7 schools in the area. Nearby schools include Rim Rock Elementary School and Monument Ridge Elementary School.

Rim Rock Elementary School
Monument Ridge Elementary School
Shelledy Elementary School
Fruita 8/9 School
Fruita Monument High School
Mesa Valley Community School
Colorado Mesa University

Nearby Attractions

There are plenty of activities near this property like Downtown Fruita dining and retail district, Mesa County Libraries - Fruita Branch, and more.

Downtown Fruita dining and retail district
Mesa County Libraries - Fruita Branch
Fruita Community Center
Family Health West Hospital
Colorado Canyons Hospital and Medical Center
Mesa Mall in Grand Junction
St. Mary’s Medical Center in Grand Junction
Mesa County Fairgrounds in Grand Junction

What kind of public transportation is there?


Public transportation options include: Grand Valley Transit bus service connecting Fruita with Grand Junction and nearby communities, Interstate 70 access via Fruita interchanges, U.S. Highway 6 and U.S. Highway 50 corridor access, Greyhound and regional bus connections in Grand Junction, Amtrak service at Grand Junction Station. Other services include ride-sharing services like Uber and Lyft.

Nearby Parks


Parks nearby include Colorado National Monument, James M. Robb - Colorado River State Park, Fruita Section and more.

Colorado National Monument
James M. Robb - Colorado River State Park, Fruita Section
Snooks Bottom Open Space
Little Salt Wash Park
Reed Park
Circle Park
Canyon View Park
Highline Lake State Park

Cellular & Internet Providers


Services available in the area include cellular and internet options.

Cellular Providers

Verizon
AT&T
T-Mobile
Dish Wireless

Internet Providers

Spectrum
CenturyLink
T-Mobile Home Internet
Verizon Home Internet
Starlink
Rental Chart
View Rental and Market Value
for 21 Rd in Fruita Colorado
View Market Value

Property Information

Public Records

Preforeclosure

The property located at 21 Rd in Fruita, CO is listed as a Preforeclosure

This listing located at 21 Rd in Fruita, CO could be available as a Rent-to-Own listing as well, additional diligence will be required from the buyer to determine if this listing can be approved as a RTO.

Please take note that this property in Fruita, Colorado is not listed as a Rent-to-Own (RTO) opportunity. It is currently in an initial default stage in Fruita, CO, commonly referred to as Pre-Foreclosure, indicating that the homeowner has missed at least one payment and is considered delinquent. However, instead of going through a potentially lengthy foreclosure process, which could take up to 18 months, the homeowner may be open to considering a Rent-to-Own option that covers their mortgage.

Since Pre-Foreclosure properties are not formally listed for sale, there is no asking price available. Instead, you’ll find either the original loan balance or an Estimated Market Value (EMV) provided. To make a reasonable offer for this home, it’s advisable to use either the loan balance or EMV amount in conjunction with local sale price comparables to determine an appropriate offer. Alternatively, the homeowner might be willing to work with you on a monthly amount that can help them avoid the foreclosure process.

You may also want to check with a real estate attorney or other legal authority to discuss the potential risks of executing a Rent-to-Own agreement with the current Pre-foreclosure owner. If the current owner in Fruita, Colorado doesn't make their mortgage payments, they could lose the property which would directly affect you and your Rent-to-Own agreement.

For this reason, many buyers find a real estate investor or investment company to buy a Pre-Foreclosure property from the current owner. The investor/investment company could then offer you a Rent-to-Own agreement on that property that you worked out with them in advance, which could stabilize the investment and prevent complications.

This is an important legal concept to understand before moving forward

First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.

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Auction Information

Loan Information

Legal Information

Credit Information Center

County Information

Document Center

Rental Value

The estimated rental value for 21 Rd located in Fruita, CO is $940/month. Comparable homes around 21 Rd that are rentals have monthly ranges starting as low as $850 per month and as high as $1,110 per month. An owner looking to use this property as an investment could bring a return in the area of $850 - $1,110 a month based on the many factors which include the properties condition, type, amenities, etc. Sign in to view a full two years of rental information as well as the Average Market Value (AVM) of this property.

Listing History

Preforeclosure

LOANDEPOT COM LLC

01/26/26 - - Present

The owner is behind on payments and has entered preforeclosure. It may still be possible to avoid foreclosure or sell early.

Status: Active

Preforeclosure

LOANDEPOT.COM, LLC

01/26/26 - - Present

Status: Active

Similar Homes Nearby Fruita, CO


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Homes On This Street
View more homes on 21 Rd
foreclosure.com

21 Rd
Fruita, CO 81521

2 Beds   1 Bath   1,248 sq. ft.   Single-Family

$506,604 EMV

Status: Active Listing ID: 64790880

Property Information

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Public Records

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Property Description

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Listing URL

https://www.foreclosure.com/listing/address.html?address=21-Rd-Fruita-CO-81521/64790880_lid

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