$81,641

3 Beds   1 Bath   1,176 Sq. Ft.   Single-Family
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Bluff City Rd
Somerville, AL 35670

Potential Profit
$31,588

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Status: Active
Listing ID: 63419038
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Nearby Foreclosures

Homes near Bluff City Rd in Somerville, Alabama


Learn about Bluff City Rd in Somerville, AL

This single-family property is available as a foreclosure at Bluff City Rd. This property features 3 bedrooms and 1 bathrooms, perfect for investment and/or your personal residence. With 1,176 square feet of living space, you can enjoy sizable rooms for comfortable living and flexibility in the common areas for family gatherings. Our team of real estate experts has conducted a thorough analysis of the current market conditions in Somerville, specifically for Bluff City Rd and comparable listings. Based on this expert analysis, the estimated market value is $87,176. This single-family has potential equity of $31,588. If purchased for rental purposes, the monthly rental rate could range between $710 and $870, providing a solid return on investment. For those interested in resale, the estimated profit from selling is $31,588. Factors considered in this calculation include the property location, condition, status, and convenience, all assessed by our experienced professionals. Properties like this one on Bluff City Rd are updated daily along with others in Somerville, Alabama, ensuring you have the most current and accurate information. Since this property is a foreclosure, be sure to check out our Foreclosure Timeline for Bluff City Rd below to see detailed and helpful information about what stage of the foreclosure process this listing is in.


Buy this home for as little as

Plus with taxes and insurance

Based on 20% down, 30 year mortgage, with 6% APR

Principal
Interest
Property Taxes
Homeowners Insurance
Total Monthly Ownership Cost

All calculations are estimates provided for informational purposes. Actual amounts may vary by location. It is important to know that mortgage rates are dependent on credit scores, loan timeline, and a down payment amount.

Foreclosure Timeline

Bluff City Rd in Somerville Alabama Property History

Not in Foreclosure

Pre-Foreclosure

Auction

Bank Owned

Find out more about this property on Bluff City Rd
View Foreclosure Status
04/18/25
Bank owned
The lender has taken ownership of this property through a foreclosure auction for the amount of $81,641. Because the properties were not sold at auction, the lender is now the owner and is engaged in the process of marketing and selling them to potential buyers. The longer lenders own properties, however, the more eager they become to sell, often at reduced prices.

What is the city of Somerville, AL like?

Somerville is a small town located in the northern part of Alabama, known for its serene environment and welcoming community. With a rich history and an array of outdoor activities, residents enjoy a comfortable lifestyle, perfect for families and retirees alike.

The small-town atmosphere offers the charm of rural living combined with easy access to the larger cities nearby, including Hartselle and Decatur. Outdoor enthusiasts can take advantage of the nearby parks and recreational areas.

Somerville boasts a close-knit community with local events and gatherings that foster a strong sense of togetherness. The town is in proximity to excellent schools and amenities, providing a wholesome environment for growth and development.

Nearby Schools

There are 3 schools in the area. Nearby schools include Somerville Elementary School and Brookhaven Middle School.

Somerville Elementary School
Brookhaven Middle School
Hartselle High School

Nearby Attractions

There are plenty of activities near this property like Somerville Library, Somerville Community Center, and more.

Somerville Library
Somerville Community Center
Hartselle Medical Center

What kind of public transportation is there?


Public transportation options include: Limited public transportation options; primarily relies on personal vehicles. Nearby cities offer some regional bus services.. Other services include ride-sharing services like Uber and Lyft.

Nearby Parks


Parks nearby include Somerville Park, Cedar Lake Park and more.

Somerville Park
Cedar Lake Park
Point Mallard Park

Cellular & Internet Providers


Services available in the area include cellular and internet options.

Cellular Providers

Verizon
AT&T
T-Mobile

Internet Providers

AT&T
Spectrum
Rental Chart
View Rental and Market Value
for Bluff City Rd in Somerville Alabama
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Property Information

Public Records

Community & Neighborhood

This property in Somerville, AL is located in the Shady Ridge 01 Subdivision.


Foreclosure

The property located at Bluff City Rd in Somerville, AL is listed as a Foreclosure

Properties like Bluff City Rd in Somerville, Alabama listed as foreclosures have passed the point of auction or public sale. Because the properties were not sold at auction, the lender is now the owner and is engaged in the process of marketing and selling them to potential buyers through a local real estate agent or auction house in Somerville, AL. The longer lenders own properties like this on Bluff City Rd, the more eager they become to sell, often at reduced prices.

First Steps to Buying a Foreclosure

Foreclosures often mean the original homeowner had some sort of setback that caused him to allow his lender to take the property. Rarely does a lender want to retain possession of real estate, so it will be motivated to move it off the books as quickly as possible. A fast turnover is what the lender is looking for, so a big part of the marketing plan might include pricing for a quick sale. In order to take advantage of foreclosed properties there are some basic steps to be followed:

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Contact Information

Credit Information Center

County Information

Document Center

Rental Value

The estimated rental value for Bluff City Rd located in Somerville, AL is $790/month. Comparable homes around Bluff City Rd that are rentals have monthly ranges starting as low as $710 per month and as high as $870 per month. An owner looking to use this property as an investment could bring a return in the area of $710 - $870 a month based on the many factors which include the properties condition, type, amenities, etc. Sign in to view a full two years of rental information as well as the Average Market Value (AVM) of this property.

Listing History

Start Date End Date Listing Type Bank Name
05/30/25 06/13/25 Foreclosure
05/13/25 05/24/25 Preforeclosure United States Of America Ac...
04/18/25   Foreclosure
04/17/25 05/10/25 Preforeclosure

Similar Homes Nearby Somerville, AL


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Homes On This Street
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Bluff City Rd
Somerville, AL 35670

3 Beds   1 Bath   1,176 sq. ft.   Single-Family

$81,641

Status: Active Listing ID: 63419038

Property Information

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Public Records

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Property Description

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Listing URL

https://www.foreclosure.com/listing/address.html?address=Bluff-City-Rd-Somerville-AL-35670/mls-7629771/63419038_lid

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