Overview
This possible Bankruptcy asset is located at Democracy Cir Apt 104, Stafford, VA 22554.
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Our team of real estate experts has conducted a thorough analysis of the current market conditions in Stafford, specifically for Democracy Cir Apt 104 and comparable listings. Based on this expert analysis, the estimated market value is still being calculated. If purchased for rental purposes, this property might present an opportunity to make monthly rental income. The rental value will be updated on this listing soon. Factors considered in this calculation include the property location, condition, status, and convenience, all assessed by our experienced professionals. Properties like this one on Democracy Cir Apt 104 are updated daily along with others in Stafford, Virginia, ensuring you have the most current and accurate information.
There are 4 schools in the area. Nearby schools include Stafford High School and Brooke Point High School.
There are plenty of activities near this property like Stafford County Public Library, Stafford Hospital, and more.
Public transportation options include: VRE (Virginia Railway Express) offers commuter rail service to Washington D.C. with multiple stations in Stafford, offering a convenient option for daily commuters., Several local bus services that connect Stafford with nearby towns and shopping centers.. Other services include ride-sharing services like Uber and Lyft.
Parks nearby include Widewater State Park, Aquia Landing Park and more.
Services available in the area include cellular and internet options.
The property located at Democracy Cir Apt 104 in Stafford, VA is listed as a potential Bankruptcy asset.
This property may be available as a potential bankruptcy asset in Case Number: 25-12103-khk. It is listed because the address was used as the mailing address for an individual who has filed for bankruptcy on 10-11-2025. This listing at Democracy Cir Apt 104 in Stafford, Virginia is among more than 1 million records featured in our comprehensive nationwide real estate database. However, unlike most property records, not all homes / addresses associated with a bankruptcy filing are for sale. We highly recommend that you first contact Kevin R. Mccarthy (court-appointed receiver / trustee) listed below (scroll down) under "Legal/Bankruptcy Information" sections to learn whether or not the property is (or will soon be) for sale.In order to purchase a bankruptcy property, you will need to approach Kevin R. Mccarthy to pursue your deal.
Contact Kevin R. Mccarthy to find out if the property is for sale as part of the bankruptcy. If so, request the terms for the sale of the property as well as any additional information regarding the condition of the property. This will help you understand the type of investment your are getting into.
Here is how you can proceed:
There are special issues to be considered when dealing with properties that are the subject of bankruptcy. Properties in bankruptcy frequently have flaws both physically due to lack of maintenance, and liens of creditors. There may be a great deal of motivation for the courts to dispose of the property for the benefit of the creditors, which can translate into a good deal for a property investor. When dealing with the courts in the sale of a property, buyers need to be patient as each decision related to the sale has to be approved by the court. However, a patient real estate investor can turn this situation into a sale at below market price.
Contact the court-appointed receiver / trustee listed below (scroll down) under “Bankruptcy Information” to determine whether or not the property is (or will soon be) for sale. REMEMBER: not all homes / addresses associated with a bankruptcy filing are for sale.
Step 2Request the terms of the sale for the property that is included in the bankruptcy filing, as well as any additional information regarding the condition of the home. This will help you better understand the type of investment (price, terms, conditions, etc.) that you are exploring.
Step 3Frequently, properties that are involved in bankruptcy filings are in need of maintenance (some may even be abandoned). Please keep in mind that the distressed homeowner(s) may still be living in the property and their privacy must always be respected.
Step 4Make an offer! At this stage, you have already determined that the property is for sale, appears to be in acceptable condition, and that you can live with the terms the court-appointed receiver / trustee has spelled out. Be certain that your offer contains contingencies such as appraised value, property inspections, clear title and the financing you will need to close the deal.
Step 5Once the court-appointed receiver / trustee has signed off on your offer, have professional inspectors give detailed reports on the condition of such things as construction defects, the roof, insect infestations, mold, electrical and plumbing systems, appliances, and heating and air conditioning units. Once you are satisfied with the inspections -- and all other contingencies are assured -- have your lender give you a commitment for financing.
Patience is the key to buying a home involved in a bankruptcy filing. For example, bankruptcies can present unique problems with respect to title since you will be receiving the deed from the court. Also, when bankruptcies occur, liens frequently follow. Therefore, be sure to work with a title agent who understands the fine points of bankruptcy and can insure your title is clean and unencumbered.
Patience will be rewarded more often than not … in a major way!
Indeed, there is often a great deal of motivation for the court-appointed receiver / trustee to sell a home included in a bankruptcy filing quickly and reasonably to satisfy creditors, which can translate into a great deal for a property investor (that’s you!). Just be patient -- each decision related to the sale has to be approved by the court. However, a patient real estate investor can often turn a bankruptcy situation into a sale at well below fair market price.
| Start Date | End Date | Listing Type | Bank Name |
|---|---|---|---|
| 10/11/25 | Bankruptcy | ||
| 03/15/25 | 06/27/25 | Bankruptcy |
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