$399,131 EMV

4 Beds   3 Baths   2,190 Sq. Ft.   Single-Family
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Durham Ct
Crystal Lake, IL 60014

Overview

This Single-Family Preforeclosure is located at Durham Ct, Crystal Lake, IL 60014. It has 4 Beds 3 Baths , 2,190 sqft of living space. This property is currently in pre-foreclosure with an estimated market value of $399,131.
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Status: Active
Listing ID: 63732116
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Learn about Durham Ct in Crystal Lake, IL

This single-family property is available as a preforeclosure at Durham Ct. This property features 4 bedrooms and 3 bathrooms, perfect for investment and/or your personal residence. With 2,190 square feet of living space, you can enjoy sizable rooms for comfortable living and flexibility in the common areas for family gatherings. Our team of real estate experts has conducted a thorough analysis of the current market conditions in Crystal Lake, specifically for Durham Ct and comparable listings. Based on this expert analysis, the estimated market value is $399,131. If purchased for rental purposes, the monthly rental rate could range between $1,810 and $2,010, providing a solid return on investment. Factors considered in this calculation include the property location, condition, status, and convenience, all assessed by our experienced professionals. Properties like this one on Durham Ct are updated daily along with others in Crystal Lake, Illinois, ensuring you have the most current and accurate information. Since this property is a preforeclosure, be sure to check out our Foreclosure Timeline for Durham Ct below to see detailed and helpful information about what stage of the foreclosure process this listing is in.


Buy this home for as little as

Plus with taxes and insurance

Based on 20% down, 30 year mortgage, with 6% APR

Principal
Interest
Property Taxes
Homeowners Insurance
Total Monthly Ownership Cost

All calculations are estimates provided for informational purposes. Actual amounts may vary by location. It is important to know that mortgage rates are dependent on credit scores, loan timeline, and a down payment amount.

Foreclosure Timeline

Durham Ct in Crystal Lake Illinois Property History

Not in Foreclosure

Pre-Foreclosure

Auction

Bank Owned

Find out more about this property on Durham Ct
View Preforeclosure Status
06/17/25
Lis Pendens issued
The owner of this property was served a notice of lis pendens for missed mortgage payments.

What is the city of Crystal Lake, IL like?

Crystal Lake, IL, offers a blend of suburban charm and vibrant community life, making it an attractive location for families and young professionals. The city features a variety of recreational opportunities, including Crystal Lake itself, where residents partake in swimming, boating, and fishing. The downtown area is lively with boutiques, restaurants, and local events throughout the year.

The quality of education in Crystal Lake is notable, with an array of schools serving the community. Families benefit from well-regarded public and private schooling options, along with access to advanced placement and extracurricular programs. This strong educational system adds to the appeal of the area for homebuyers with children.

Outdoor enthusiasts will appreciate the numerous parks, trails, and nature preserves available for hiking, biking, and picnicking. The city organizes community events such as farmers markets, music festivals, and seasonal celebrations that foster a sense of belonging among residents.

Crystal Lake is conveniently located with direct access to major highways, facilitating an easy commute to nearby metropolitan areas. The blend of small-town atmosphere with ample amenities contributes to the overall quality of life, making it an ideal investment opportunity.

Nearby Schools

There are 4 schools in the area. Nearby schools include Crystal Lake Central High School and Prairie Ridge High School.

Crystal Lake Central High School
Prairie Ridge High School
Hanneken Elementary School
Indian Prairie Elementary School

Nearby Attractions

There are plenty of activities near this property like Crystal Lake Public Library, Centegra Hospital - McHenry, and more.

Crystal Lake Public Library
Centegra Hospital - McHenry
Crystal Lake Aquatic Center
Crystal Lake Fitness

What kind of public transportation is there?


Public transportation options include: Metra rail service providing access to downtown Chicago, Local Pace bus services connecting residents to nearby communities. Other services include ride-sharing services like Uber and Lyft.

Nearby Parks


Parks nearby include Veterans Acres Park, Lakeside Legacy Foundation and more.

Veterans Acres Park
Lakeside Legacy Foundation
Cotton Creek Park
Elmwood Park

Cellular & Internet Providers


Services available in the area include cellular and internet options.

Cellular Providers

Verizon
AT&T
T-Mobile
Sprint

Internet Providers

Xfinity
AT&T
Frontier
Mediacom
Rental Chart
View Rental and Market Value
for Durham Ct in Crystal Lake Illinois
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Property Information

Public Records

Community & Neighborhood

This property in Crystal Lake, IL is located in the Villages 04 Subdivision.


Preforeclosure

The property located at Durham Ct in Crystal Lake, IL is listed as a Preforeclosure

This listing located at Durham Ct in Crystal Lake, IL could be available as a Rent-to-Own listing as well, additional diligence will be required from the buyer to determine if this listing can be approved as a RTO.

Please take note that this property in Crystal Lake, Illinois is not listed as a Rent-to-Own (RTO) opportunity. It is currently in an initial default stage in Crystal Lake, IL, commonly referred to as Pre-Foreclosure, indicating that the homeowner has missed at least one payment and is considered delinquent. However, instead of going through a potentially lengthy foreclosure process, which could take up to 18 months, the homeowner may be open to considering a Rent-to-Own option that covers their mortgage.

Since Pre-Foreclosure properties are not formally listed for sale, there is no asking price available. Instead, you’ll find either the original loan balance or an Estimated Market Value (EMV) provided. To make a reasonable offer for this home, it’s advisable to use either the loan balance or EMV amount in conjunction with local sale price comparables to determine an appropriate offer. Alternatively, the homeowner might be willing to work with you on a monthly amount that can help them avoid the foreclosure process.

You may also want to check with a real estate attorney or other legal authority to discuss the potential risks of executing a Rent-to-Own agreement with the current Pre-foreclosure owner. If the current owner in Crystal Lake, Illinois doesn't make their mortgage payments, they could lose the property which would directly affect you and your Rent-to-Own agreement.

For this reason, many buyers find a real estate investor or investment company to buy a Pre-Foreclosure property from the current owner. The investor/investment company could then offer you a Rent-to-Own agreement on that property that you worked out with them in advance, which could stabilize the investment and prevent complications.

This is an important legal concept to understand before moving forward

First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.

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Loan Information

Legal Information

Credit Information Center

County Information

Document Center

Rental Value

The estimated rental value for Durham Ct located in Crystal Lake, IL is $1,910/month. Comparable homes around Durham Ct that are rentals have monthly ranges starting as low as $1,810 per month and as high as $2,010 per month. An owner looking to use this property as an investment could bring a return in the area of $1,810 - $2,010 a month based on the many factors which include the properties condition, type, amenities, etc. Sign in to view a full two years of rental information as well as the Average Market Value (AVM) of this property.

Listing History

Start Date End Date Listing Type Bank Name
06/17/25   Preforeclosure Federal Home Loan Mtg Corp ...
03/07/16 01/01/17 Preforeclosure US BANK NA

Similar Homes Nearby Crystal Lake, IL


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Durham Ct
Crystal Lake, IL 60014

4 Beds   3 Baths   2,190 sq. ft.   Single-Family

$399,131 EMV

Status: Active Listing ID: 63732116

Property Information

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Property Description

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Listing URL

https://www.foreclosure.com/listing/address.html?address=Durham-Ct-Crystal-Lake-IL-60014/63732116_lid

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