$54,771 EMV

3 Beds   1 Bath   1,424 Sq. Ft.   Single-Family
Get the Preforeclosure Address

E Ruddle St
Coaldale, PA 18218

Overview

This Single-Family Preforeclosure is located at E Ruddle St, Coaldale, PA 18218. It has 3 Beds 1 Bath , 1,424 sqft of living space. This property is currently in auction with an estimated market value of $54,771.
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Status: Active
Listing ID: 62665224
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Learn about E Ruddle St in Coaldale, PA

This single-family property is available as a preforeclosure at E Ruddle St. This property features 3 bedrooms and 1 bathrooms, perfect for investment and/or your personal residence. With 1,424 square feet of living space, you can enjoy sizable rooms for comfortable living and flexibility in the common areas for family gatherings. Our team of real estate experts has conducted a thorough analysis of the current market conditions in Coaldale, specifically for E Ruddle St and comparable listings. Based on this expert analysis, the estimated market value is $54,771. If purchased for rental purposes, the monthly rental rate could range between $780 and $1,181, providing a solid return on investment. Factors considered in this calculation include the property location, condition, status, and convenience, all assessed by our experienced professionals. Properties like this one on E Ruddle St are updated daily along with others in Coaldale, Pennsylvania, ensuring you have the most current and accurate information. Since this property is a preforeclosure, be sure to check out our Foreclosure Timeline for E Ruddle St below to see detailed and helpful information about what stage of the foreclosure process this listing is in.


Buy this home for as little as

Plus with taxes and insurance

Based on 20% down, 30 year mortgage, with 6% APR

Principal
Interest
Property Taxes
Homeowners Insurance
Total Monthly Ownership Cost

All calculations are estimates provided for informational purposes. Actual amounts may vary by location. It is important to know that mortgage rates are dependent on credit scores, loan timeline, and a down payment amount.

Foreclosure Timeline

E Ruddle St in Coaldale Pennsylvania Property History

Not in Foreclosure

Pre-Foreclosure

Auction

Bank Owned

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This Property Has An Auction

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Address: E Ruddle St Coaldale PA 18218

Auction Time Left

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The countdown is usually accurate but not exact. To be safe, place bids 2 hours before the bidding ends.

What is the city of Coaldale, PA like?

Coaldale, Pennsylvania is a charming small town located in Schuylkill County. Known for its rich history, Coaldale has evolved from a bustling coal mining hub to a tranquil residential community. The town exudes a friendly and welcoming atmosphere, making it an ideal place for families and retirees alike.

Residents enjoy a variety of local amenities, including parks, shops, and dining options. The community is close-knit, fostering strong relationships among its members. Outdoor enthusiasts can take advantage of nearby hiking trails and scenic spots that highlight the natural beauty of the Pennsylvania landscape.

Coaldale’s education system is well-regarded, featuring several elementary and secondary schools within a reasonable distance. The community also benefits from its proximity to larger cities like Hazleton and Pottsville, which offer a wider range of services and entertainment options.

Nearby Schools

There are 3 schools in the area. Nearby schools include Coaldale Elementary School and Panther Valley Middle School.

Coaldale Elementary School
Panther Valley Middle School
Panther Valley High School

Nearby Attractions

There are plenty of activities near this property like Coaldale Public Library, Coaldale Community Center, and more.

Coaldale Public Library
Coaldale Community Center
Miners Memorial Park

What kind of public transportation is there?


Public transportation options include: Local bus services connecting to larger towns, Access to the Reading and Northern Railroad for freight and excursion services. Other services include ride-sharing services like Uber and Lyft.

Nearby Parks


Parks nearby include Borough Park, Tamaqua Park and more.

Borough Park
Tamaqua Park
Laurel Park

Cellular & Internet Providers


Services available in the area include cellular and internet options.

Cellular Providers

Verizon
AT&T
T-Mobile

Internet Providers

Xfinity
Frontier
Service Electric
Rental Chart
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for E Ruddle St in Coaldale Pennsylvania
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Property Information

Public Records

Preforeclosure

The property located at E Ruddle St in Coaldale, PA is listed as a Preforeclosure

This listing located at E Ruddle St in Coaldale, PA could be available as a Rent-to-Own listing as well, additional diligence will be required from the buyer to determine if this listing can be approved as a RTO.

Please take note that this property in Coaldale, Pennsylvania is not listed as a Rent-to-Own (RTO) opportunity. It is currently in an initial default stage in Coaldale, PA, commonly referred to as Pre-Foreclosure, indicating that the homeowner has missed at least one payment and is considered delinquent. However, instead of going through a potentially lengthy foreclosure process, which could take up to 18 months, the homeowner may be open to considering a Rent-to-Own option that covers their mortgage.

Since Pre-Foreclosure properties are not formally listed for sale, there is no asking price available. Instead, you’ll find either the original loan balance or an Estimated Market Value (EMV) provided. To make a reasonable offer for this home, it’s advisable to use either the loan balance or EMV amount in conjunction with local sale price comparables to determine an appropriate offer. Alternatively, the homeowner might be willing to work with you on a monthly amount that can help them avoid the foreclosure process.

You may also want to check with a real estate attorney or other legal authority to discuss the potential risks of executing a Rent-to-Own agreement with the current Pre-foreclosure owner. If the current owner in Coaldale, Pennsylvania doesn't make their mortgage payments, they could lose the property which would directly affect you and your Rent-to-Own agreement.

For this reason, many buyers find a real estate investor or investment company to buy a Pre-Foreclosure property from the current owner. The investor/investment company could then offer you a Rent-to-Own agreement on that property that you worked out with them in advance, which could stabilize the investment and prevent complications.

This is an important legal concept to understand before moving forward

First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.

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Contact Information

Auction Information

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County Information

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Rental Value

The estimated rental value for E Ruddle St located in Coaldale, PA is $980/month. Comparable homes around E Ruddle St that are rentals have monthly ranges starting as low as $780 per month and as high as $1,181 per month. An owner looking to use this property as an investment could bring a return in the area of $780 - $1,181 a month based on the many factors which include the properties condition, type, amenities, etc. Sign in to view a full two years of rental information as well as the Average Market Value (AVM) of this property.

Listing History

Start Date End Date Listing Type Bank Name
10/30/24   Preforeclosure COALDALE BOROUGH
10/26/24   Preforeclosure
04/17/12 08/31/12 Foreclosure
01/02/12 02/17/12 Preforeclosure NATIONSTAR MORTGAGE LLC

Similar Homes Nearby Coaldale, PA


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E Ruddle St
Coaldale, PA 18218

3 Beds   1 Bath   1,424 sq. ft.   Single-Family

$54,771 EMV

Status: Active Listing ID: 62665224

Property Information

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Public Records

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Property Description

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Listing URL

https://www.foreclosure.com/listing/address.html?address=E-Ruddle-St-Coaldale-PA-18218/62665224_lid

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