$1,144,245 EMV

5 Beds   3 Baths   2,696 Sq. Ft.   Single-Family
Get the Preforeclosure Address

Golf Crest Ridge Rd
El Cajon, CA 92019

Overview

This Single-Family Preforeclosure is located at Golf Crest Ridge Rd, El Cajon, CA 92019. It has 5 Beds 3 Baths , 2,696 sqft of living space. This property is currently in pre-foreclosure with an estimated market value of $1,144,245.
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Status: Active
Listing ID: 64421729
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Learn about Golf Crest Ridge Rd in El Cajon, CA

This single-family property is available as a preforeclosure at Golf Crest Ridge Rd. This property features 5 bedrooms and 3 bathrooms, perfect for investment and/or your personal residence. With 2,696 square feet of living space, you can enjoy sizable rooms for comfortable living and flexibility in the common areas for family gatherings. Our team of real estate experts has conducted a thorough analysis of the current market conditions in El Cajon, specifically for Golf Crest Ridge Rd and comparable listings. Based on this expert analysis, the estimated market value is $1,144,245. If purchased for rental purposes, the monthly rental rate could range between $2,640 and $3,220, providing a solid return on investment. Factors considered in this calculation include the property location, condition, status, and convenience, all assessed by our experienced professionals. Properties like this one on Golf Crest Ridge Rd are updated daily along with others in El Cajon, California, ensuring you have the most current and accurate information. Since this property is a preforeclosure, be sure to check out our Foreclosure Timeline for Golf Crest Ridge Rd below to see detailed and helpful information about what stage of the foreclosure process this listing is in.


Buy this home for as little as

Plus with taxes and insurance

Based on 20% down, 30 year mortgage, with 6% APR

Principal
Interest
Property Taxes
Homeowners Insurance
Total Monthly Ownership Cost

All calculations are estimates provided for informational purposes. Actual amounts may vary by location. It is important to know that mortgage rates are dependent on credit scores, loan timeline, and a down payment amount.

Foreclosure Timeline

Golf Crest Ridge Rd in El Cajon California Property History

Not in Foreclosure

Pre-Foreclosure

Auction

Bank Owned

Find out more about this property on Golf Crest Ridge Rd
View Preforeclosure Status
11/06/25
Lis Pendens issued
The owner of this property was served a notice of lis pendens for missed mortgage payments.

What is the city of El Cajon, CA like?

El Cajon, nestled in San Diego's East County, is known for its vibrant community and a variety of cultural events throughout the year. The city features a rich blend of cultures, with restaurants and shops reflecting its diversity, making it a great place for food enthusiasts and families alike.

The area is also characterized by its beautiful landscapes, being surrounded by mountains and providing ample opportunities for outdoor activities such as hiking and biking. With a mild Mediterranean climate, residents enjoy year-round mild weather, perfect for exploring local parks and outdoor attractions.

Education in El Cajon is supported by a range of schools and institutions, ensuring that families have access to quality learning environments. Additionally, the city offers various entertainment options, including theaters, shopping centers, and recreational facilities, appealing to all walks of life.

Nearby Schools

There are 5 schools in the area. Nearby schools include El Cajon Valley High School and Valley Middle School.

El Cajon Valley High School
Valley Middle School
Fletcher Hills Elementary School
Montgomery Middle School
Cajon Valley Union School District

Nearby Attractions

There are plenty of activities near this property like El Cajon Library, East County Regional Center, and more.

El Cajon Library
East County Regional Center
Grossmont Hospital
El Cajon City Hall
Community Health Awareness Council

What kind of public transportation is there?


Public transportation options include: San Diego Metro Transit System provides bus services throughout El Cajon and connects to the wider San Diego public transportation network.. Other services include ride-sharing services like Uber and Lyft.

Nearby Parks


Parks nearby include Cunningham Park, Forester Creek Park and more.

Cunningham Park
Forester Creek Park
Bostonia Community Park
Cottonwood Park
Rea Park

Cellular & Internet Providers


Services available in the area include cellular and internet options.

Cellular Providers

Verizon
T-Mobile
AT&T

Internet Providers

AT&T
Cox Communications
Spectrum
Rental Chart
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for Golf Crest Ridge Rd in El Cajon California
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Property Information

Preforeclosure

The property located at Golf Crest Ridge Rd in El Cajon, CA is listed as a Preforeclosure

This listing located at Golf Crest Ridge Rd in El Cajon, CA could be available as a Rent-to-Own listing as well, additional diligence will be required from the buyer to determine if this listing can be approved as a RTO.

Please take note that this property in El Cajon, California is not listed as a Rent-to-Own (RTO) opportunity. It is currently in an initial default stage in El Cajon, CA, commonly referred to as Pre-Foreclosure, indicating that the homeowner has missed at least one payment and is considered delinquent. However, instead of going through a potentially lengthy foreclosure process, which could take up to 18 months, the homeowner may be open to considering a Rent-to-Own option that covers their mortgage.

Since Pre-Foreclosure properties are not formally listed for sale, there is no asking price available. Instead, you’ll find either the original loan balance or an Estimated Market Value (EMV) provided. To make a reasonable offer for this home, it’s advisable to use either the loan balance or EMV amount in conjunction with local sale price comparables to determine an appropriate offer. Alternatively, the homeowner might be willing to work with you on a monthly amount that can help them avoid the foreclosure process.

You may also want to check with a real estate attorney or other legal authority to discuss the potential risks of executing a Rent-to-Own agreement with the current Pre-foreclosure owner. If the current owner in El Cajon, California doesn't make their mortgage payments, they could lose the property which would directly affect you and your Rent-to-Own agreement.

For this reason, many buyers find a real estate investor or investment company to buy a Pre-Foreclosure property from the current owner. The investor/investment company could then offer you a Rent-to-Own agreement on that property that you worked out with them in advance, which could stabilize the investment and prevent complications.

This is an important legal concept to understand before moving forward

First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.

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Loan Information

Legal Information

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Rental Value

The estimated rental value for Golf Crest Ridge Rd located in El Cajon, CA is $2,930/month. Comparable homes around Golf Crest Ridge Rd that are rentals have monthly ranges starting as low as $2,640 per month and as high as $3,220 per month. An owner looking to use this property as an investment could bring a return in the area of $2,640 - $3,220 a month based on the many factors which include the properties condition, type, amenities, etc. Sign in to view a full two years of rental information as well as the Average Market Value (AVM) of this property.

Listing History

Preforeclosure

KRIGER AND SCHUBER

11/06/25 - - Present

The owner is behind on payments and has entered preforeclosure. It may still be possible to avoid foreclosure or sell early.

Status: Active

Similar Homes Nearby El Cajon, CA


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foreclosure.com

Golf Crest Ridge Rd
El Cajon, CA 92019

5 Beds   3 Baths   2,696 sq. ft.   Single-Family

$1,144,245 EMV

Status: Active Listing ID: 64421729

Property Information

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Property Description

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Listing URL

https://www.foreclosure.com/listing/address.html?address=Golf-Crest-Ridge-Rd-El-Cajon-CA-92019/64421729_lid

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