3 Beds 2 Baths 1,600 Sq. Ft.

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Grand View Rd,
Ellsworth, ME 04605

Overview

This is located at Grand View Rd, Ellsworth, ME 04605. It has 3 Beds, 2 Baths , 1,600 sqft of living space. This property is currently in auction.
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Status: Inactive

Listing ID: 54433989

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Property Information

Bedrooms: 3
Bathrooms: 2
Living Area Size: 1,600
Lot Size: 1.15 acres
Year Built: 2007
Source ID: 144034764
Days On Site: 553
Subdivision: BEECHLAND TERRACE IIA
Parcel Number: M:015 B:079 L:000 U:000
Plaintiff: Wells Fargo Bank NA
Defendant Name: Lee Springer
Case Number: 2019016083
Recording Date: 10-24-2019
Recording Book: 6984
Deed Category: LP
Document Number: 6984/846

Public Records

Land Area Sqft: 50,094
APN: 23200-015079000000
Property Type: Single Family Residence
Township: ELLSWORTH CITY
Subdivision: BEECHLAND TERRACE IIA

Preforeclosure

Often, the preforeclosure period is the best time to purchase a property. The process begins when a lender first notifies a borrower that his or her loan payments are behind. If a borrower has no other means to bring the payments up to date, he or she is far better served to sell the property as soon as possible before it falls into foreclosure.

Auction Information

Auction City: Ellsworth

Property Classification

Classification Id: Lis Pendens
Classification Desc: If a homeowner misses one or more mortgage payments in states that follow judicial foreclosure actions a lender will file this formal notice with the local courthouse. The term is also used to describe mortgage-related complaints, which allow third parties to know that there is a pending legal action that affects the property. Approaching a homeowner at this stage of default represents a tremendous opportunity to make money in the real estate market because he or she is motivated to sell before potentially losing the house to foreclosure. It is important to do your research to determine what type of litigation the lis pendens relates to before approaching a property owner. A lis pendens is also filed when there is some other legal claim being made against a particular property, such as lien claims by contractors, divorce cases, and fines and penalties assessed by homeowner associations.

AVM Analysis

Valuation Estimate: $282,000
Disclaimer: This AVM value is not an appraisal, it is based on previous sales in the area.

Loan Information

1st Mortgage Date: 12-19-2014

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County Information

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First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender. At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.