$252,233 EMV

Single-Family
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Irwin Rd
Richmond, MI 48062

Overview

This Single-Family Foreclosure is located at Irwin Rd, Richmond, MI 48062. This property is currently bank owned with an estimated market value of $252,233.
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Status: Active
Listing ID: 65364032
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Nearby Foreclosures

Homes near Irwin Rd in Richmond, Michigan


Learn about Irwin Rd in Richmond, MI

This single-family property is available as a foreclosure at Irwin Rd. Our team of real estate experts has conducted a thorough analysis of the current market conditions in Richmond, specifically for Irwin Rd and comparable listings. Based on this expert analysis, the estimated market value is $252,233. If purchased for rental purposes, the monthly rental rate could range between $1,271 and $1,550, providing a solid return on investment. Factors considered in this calculation include the property location, condition, status, and convenience, all assessed by our experienced professionals. Properties like this one on Irwin Rd are updated daily along with others in Richmond, Michigan, ensuring you have the most current and accurate information. Since this property is a foreclosure, be sure to check out our Foreclosure Timeline for Irwin Rd below to see detailed and helpful information about what stage of the foreclosure process this listing is in.


Buy this home for as little as

Plus with taxes and insurance

Based on 20% down, 30 year mortgage, with 6% APR

Principal
Interest
Property Taxes
Homeowners Insurance
Total Monthly Ownership Cost

All calculations are estimates provided for informational purposes. Actual amounts may vary by location. It is important to know that mortgage rates are dependent on credit scores, loan timeline, and a down payment amount.

Foreclosure Timeline

Irwin Rd in Richmond Michigan Property History

Not in Foreclosure

Pre-Foreclosure

Auction

Bank Owned

Find out more about this property on Irwin Rd
View Foreclosure Status
05/01/26
Bank owned
Properties listed as foreclosures have passed the point of auction or public sale. Because the properties were not sold at auction, the lender is now the owner and is engaged in the process of marketing and selling them to potential buyers. The longer lenders own properties, however, the more eager they become to sell, often at reduced prices.
03/09/26
Lis Pendens issued
The owner of this property was served a notice of lis pendens for missed mortgage payments.

What is the city of Richmond, MI like?

Richmond is a small city in northern Macomb County near the St. Clair County line, offering a quieter residential setting with access to metro Detroit employment corridors. The community is centered around Main Street and Gratiot Avenue, with local shops, restaurants, civic services, and neighborhood streets that appeal to buyers seeking a small-town environment.

For property investors, Richmond can be attractive because it combines local demand from families, commuters, and service workers with proximity to larger job centers in Macomb County, Port Huron, and the I-94 corridor. Housing stock includes established single-family homes, newer subdivisions, and rural-edge properties in the surrounding townships.

The area is known for community events, access to trails and parks, and a more spacious feel than denser suburbs closer to Detroit. Investors should evaluate each property by school boundaries, commuting access, utility availability, and floodplain or drainage considerations, particularly for homes near low-lying areas or rural parcels.

Nearby Schools

There are 6 schools in the area. Nearby schools include Richmond High School and Richmond Middle School.

Richmond High School
Richmond Middle School
Will L. Lee Elementary School
St. Augustine Catholic School
Armada High School in nearby Armada
New Haven High School in nearby New Haven

Nearby Attractions

There are plenty of activities near this property like Downtown Richmond business district, Lois Wagner Memorial Library, and more.

Downtown Richmond business district
Lois Wagner Memorial Library
Richmond Community Theatre
Richmond Community Center
Local medical and dental offices
Restaurants, banks, pharmacies, and service businesses along Main Street and Gratiot Avenue

What kind of public transportation is there?


Public transportation options include: Personal vehicle access via M-19, Gratiot Avenue, I-94, and I-69, SMART Connector and community transit options where available in Macomb County, Ride-hailing and local taxi services with limited availability, Amtrak service from Port Huron for regional rail connections. Other services include ride-sharing services like Uber and Lyft.

Nearby Parks


Parks nearby include Beebe Street Memorial Park, Bailey Park and more.

Beebe Street Memorial Park
Bailey Park
Richmond Community Park
Macomb Orchard Trail
Wolcott Mill Metropark
Columbus County Park

Cellular & Internet Providers


Services available in the area include cellular and internet options.

Cellular Providers

Verizon
AT&T
T-Mobile

Internet Providers

Xfinity
AT&T Internet
T-Mobile Home Internet
Verizon 5G Home Internet
Hughesnet
Viasat
Rental Chart
View Rental and Market Value
for Irwin Rd in Richmond Michigan
View Market Value

Property Information

Public Records

Foreclosure

The property located at Irwin Rd in Richmond, MI is listed as a Foreclosure

Properties like Irwin Rd in Richmond, Michigan listed as foreclosures have passed the point of auction or public sale. Because the properties were not sold at auction, the lender is now the owner and is engaged in the process of marketing and selling them to potential buyers through a local real estate agent or auction house in Richmond, MI. The longer lenders own properties like this on Irwin Rd, the more eager they become to sell, often at reduced prices.

First Steps to Buying a Foreclosure

Foreclosures often mean the original homeowner had some sort of setback that caused him to allow his lender to take the property. Rarely does a lender want to retain possession of real estate, so it will be motivated to move it off the books as quickly as possible. A fast turnover is what the lender is looking for, so a big part of the marketing plan might include pricing for a quick sale. In order to take advantage of foreclosed properties there are some basic steps to be followed:

Read more...

Legal Information

Credit Information Center

County Information

Document Center

Rental Value

The estimated rental value for Irwin Rd located in Richmond, MI is $1,410/month. Comparable homes around Irwin Rd that are rentals have monthly ranges starting as low as $1,271 per month and as high as $1,550 per month. An owner looking to use this property as an investment could bring a return in the area of $1,271 - $1,550 a month based on the many factors which include the properties condition, type, amenities, etc. Sign in to view a full two years of rental information as well as the Average Market Value (AVM) of this property.

Listing History

Foreclosure
05/01/26 - Present

The property has moved into foreclosure proceedings. The lender is likely preparing the home for auction or repossession.

Status: Active

Preforeclosure

CHOICEONE BANK

03/09/26 - 04/24/26

The owner is behind on payments and has entered preforeclosure. It may still be possible to avoid foreclosure or sell early.

Status: Inactive

Preforeclosure

CHOICEONE BANK

03/06/26 - 04/24/26

Status: Inactive

Preforeclosure
06/26/25 - 07/24/25

Status: Inactive

Preforeclosure

NATIONSTAR MORTGAGE LLC

06/16/25 - 07/25/25

Status: Inactive

Preforeclosure

NATIONSTAR MORTGAGE LLC

06/13/25 - 07/25/25

Status: Inactive

Preforeclosure
03/29/11 - 05/05/11

Status: Inactive

Similar Homes Nearby Richmond, MI


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Irwin Rd
Richmond, MI 48062

Single-Family

$252,233 EMV

Status: Active Listing ID: 65364032

Property Information

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Public Records

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Property Description

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Listing URL

https://www.foreclosure.com/listing/address.html?address=Irwin-Rd-Richmond-MI-48062/65364032_lid

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