$265,299 EMV

Single-Family
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Laming Cir
Elmira, MI 49730

Overview

This Single-Family Foreclosure is located at Laming Cir, Elmira, MI 49730. This property is currently bank owned with an estimated market value of $265,299.
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Status: Active
Listing ID: 63936307
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Nearby Foreclosures

Homes near Laming Cir in Elmira, Michigan


Learn about Laming Cir in Elmira, MI

This single-family property is available as a foreclosure at Laming Cir. Our team of real estate experts has conducted a thorough analysis of the current market conditions in Elmira, specifically for Laming Cir and comparable listings. Based on this expert analysis, the estimated market value is $265,299. If purchased for rental purposes, the monthly rental rate could range between $1,370 and $1,850, providing a solid return on investment. Factors considered in this calculation include the property location, condition, status, and convenience, all assessed by our experienced professionals. Properties like this one on Laming Cir are updated daily along with others in Elmira, Michigan, ensuring you have the most current and accurate information. Since this property is a foreclosure, be sure to check out our Foreclosure Timeline for Laming Cir below to see detailed and helpful information about what stage of the foreclosure process this listing is in.


Buy this home for as little as

Plus with taxes and insurance

Based on 20% down, 30 year mortgage, with 6% APR

Principal
Interest
Property Taxes
Homeowners Insurance
Total Monthly Ownership Cost

All calculations are estimates provided for informational purposes. Actual amounts may vary by location. It is important to know that mortgage rates are dependent on credit scores, loan timeline, and a down payment amount.

Foreclosure Timeline

Laming Cir in Elmira Michigan Property History

Not in Foreclosure

Pre-Foreclosure

Auction

Bank Owned

Find out more about this property on Laming Cir
View Foreclosure Status
08/07/25
Bank owned
Properties listed as foreclosures have passed the point of auction or public sale. Because the properties were not sold at auction, the lender is now the owner and is engaged in the process of marketing and selling them to potential buyers. The longer lenders own properties, however, the more eager they become to sell, often at reduced prices.

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What is the city of Elmira, MI like?

Elmira is a charming small town nestled in the beautiful Northern Michigan region, surrounded by natural landscapes and pristine lakes. This village offers a friendly and tight-knit community vibe, where outdoor enthusiasts can find solace in nature's bounty. With an abundance of recreational activities year-round, from fishing and boating in the summer to snowmobiling and ice fishing in the winter, Elmira caters to those who appreciate an active lifestyle and the great outdoors.

The area boasts numerous amenities that enhance the quality of life for residents. While Elmira retains its quaint rural charm, it is also conveniently located near larger towns that provide additional shopping and dining options. The local schools are known for their strong academic programs, and families will find neighborhoods with a variety of housing choices suitable for different budgets.

Elmira's real estate market has shown steady growth, attracting both first-time homebuyers as well as investors seeking to capitalize on affordable housing options. The town's appealing lifestyle, combined with its natural attractions, makes it an ideal investment opportunity.

Nearby Schools

There are 3 schools in the area. Nearby schools include Ellsworth Community School and Inferno Fitness Academy (for children).

Ellsworth Community School
Inferno Fitness Academy (for children)
Gaylord High School (10 miles away)

Nearby Attractions

There are plenty of activities near this property like Elmira Public Library, Local Community Center, and more.

Elmira Public Library
Local Community Center
Medical Facilities (Advanced Physical Therapy and the Otsego Memorial Hospital nearby)

What kind of public transportation is there?


Public transportation options include: Limited public transit options; primarily reliant on personal vehicles or local taxis, Regional bus services available for intercity transportation. Other services include ride-sharing services like Uber and Lyft.

Nearby Parks


Parks nearby include Elmira Park, Mason-McLeod Park and more.

Elmira Park
Mason-McLeod Park
Otsego Lake State Park (10 miles away)

Cellular & Internet Providers


Services available in the area include cellular and internet options.

Cellular Providers

Verizon
AT&T
T-Mobile

Internet Providers

Frontier
Charter Spectrum
AT&T
Rental Chart
View Rental and Market Value
for Laming Cir in Elmira Michigan
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Property Information

Public Records

Community & Neighborhood

This property in Elmira, MI is located in the Winterhaven Subdivision.


Foreclosure

The property located at Laming Cir in Elmira, MI is listed as a Foreclosure

Properties like Laming Cir in Elmira, Michigan listed as foreclosures have passed the point of auction or public sale. Because the properties were not sold at auction, the lender is now the owner and is engaged in the process of marketing and selling them to potential buyers through a local real estate agent or auction house in Elmira, MI. The longer lenders own properties like this on Laming Cir, the more eager they become to sell, often at reduced prices.

First Steps to Buying a Foreclosure

Foreclosures often mean the original homeowner had some sort of setback that caused him to allow his lender to take the property. Rarely does a lender want to retain possession of real estate, so it will be motivated to move it off the books as quickly as possible. A fast turnover is what the lender is looking for, so a big part of the marketing plan might include pricing for a quick sale. In order to take advantage of foreclosed properties there are some basic steps to be followed:

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Contact Information

Credit Information Center

County Information

Document Center

Rental Value

The estimated rental value for Laming Cir located in Elmira, MI is $1,610/month. Comparable homes around Laming Cir that are rentals have monthly ranges starting as low as $1,370 per month and as high as $1,850 per month. An owner looking to use this property as an investment could bring a return in the area of $1,370 - $1,850 a month based on the many factors which include the properties condition, type, amenities, etc. Sign in to view a full two years of rental information as well as the Average Market Value (AVM) of this property.

Listing History

Start Date End Date Listing Type Bank Name
08/07/25   Foreclosure
04/16/24 07/17/25 Foreclosure
03/23/24 04/12/24 Preforeclosure
03/18/24 04/12/24 Preforeclosure UNITED WHOLESALE MORTGAGE
03/14/24 04/12/24 Preforeclosure United Wholesale Mortgage LLC
01/08/16 10/02/17 Rent To Own

Similar Homes Nearby Elmira, MI


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Laming Cir
Elmira, MI 49730

Single-Family

$265,299 EMV

Status: Active Listing ID: 63936307

Property Information

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Public Records

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Property Description

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Listing URL

https://www.foreclosure.com/listing/address.html?address=Laming-Cir-Elmira-MI-49730/63936307_lid

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