$395,200

3 Beds   1 Bath   1,428 Sq. Ft.   Single-Family
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Loretta St
Perth Amboy, NJ 08861

*Rental Value Coming Soon

Overview

This Single-Family Foreclosure is located at Loretta St, Perth Amboy, NJ 08861. It has 3 Beds 1 Bath , 1,428 sqft of living space. This property is currently bank owned.
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Status: Active
Listing ID: 64270816
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Learn about Loretta St in Perth Amboy, NJ

This single-family property is available as a foreclosure at Loretta St. This property features 3 bedrooms and 1 bathrooms, perfect for investment and/or your personal residence. With 1,428 square feet of living space, you can enjoy sizable rooms for comfortable living and flexibility in the common areas for family gatherings. Our team of real estate experts has conducted a thorough analysis of the current market conditions in Perth Amboy, specifically for Loretta St and comparable listings. Based on this expert analysis, the estimated market value is still being calculated. If purchased for rental purposes, this property might present an opportunity to make monthly rental income. The rental value will be updated on this listing soon. Factors considered in this calculation include the property location, condition, status, and convenience, all assessed by our experienced professionals. Properties like this one on Loretta St are updated daily along with others in Perth Amboy, New Jersey, ensuring you have the most current and accurate information. Since this property is a foreclosure, be sure to check out our Foreclosure Timeline for Loretta St below to see detailed and helpful information about what stage of the foreclosure process this listing is in.


Buy this home for as little as

Plus with taxes and insurance

Based on 20% down, 30 year mortgage, with 6% APR

Principal
Interest
Property Taxes
Homeowners Insurance
Total Monthly Ownership Cost

All calculations are estimates provided for informational purposes. Actual amounts may vary by location. It is important to know that mortgage rates are dependent on credit scores, loan timeline, and a down payment amount.

Foreclosure Timeline

Loretta St in Perth Amboy New Jersey Property History

Not in Foreclosure

Pre-Foreclosure

Auction

Bank Owned

Find out more about this property on Loretta St
View Foreclosure Status
10/16/25
Bank owned
The lender has taken ownership of this property through a foreclosure auction for the amount of $395,200. Because the properties were not sold at auction, the lender is now the owner and is engaged in the process of marketing and selling them to potential buyers. The longer lenders own properties, however, the more eager they become to sell, often at reduced prices.

What is the city of Perth Amboy, NJ like?

Perth Amboy is a vibrant waterfront city known for its rich history, diverse culture, and engaging community activities. With beautiful views of the Raritan Bay, residents enjoy a mix of urban conveniences and scenic parks. The city's historic district features charming architecture, historic landmarks, and local shops which create a small-town feel in an urban setting.

The city's location provides easy access to public transportation, including New Jersey Transit trains and buses, making it a convenient spot for commuters traveling to New York City or other parts of New Jersey. The community is also served by several major roadways, allowing for smooth connectivity to larger metropolitan areas.

Education is a priority in Perth Amboy, with access to a variety of public and private schools. The area offers a range of extracurricular activities and educational programs, fostering a supportive environment for families. Additionally, cultural events and festivals throughout the year promote community engagement and pride.

Nearby Schools

There are 4 schools in the area. Nearby schools include Perth Amboy High School and Woodrow Wilson Middle School.

Perth Amboy High School
Woodrow Wilson Middle School
Seabra Boys & Girls Club
The Academy for Urban Leadership

Nearby Attractions

There are plenty of activities near this property like Perth Amboy Public Library, Perth Amboy Recreation Center, and more.

Perth Amboy Public Library
Perth Amboy Recreation Center
Raritan Bay Medical Center
Perth Amboy Train Station

What kind of public transportation is there?


Public transportation options include: NJ Transit train and bus services connecting to New York City and other parts of New Jersey, Local bus services provide easy commuting within the city and neighboring areas.. Other services include ride-sharing services like Uber and Lyft.

Nearby Parks


Parks nearby include Waterfront Park, City Hall Park and more.

Waterfront Park
City Hall Park
Rowan Park
Carteret Park

Cellular & Internet Providers


Services available in the area include cellular and internet options.

Cellular Providers

AT&T
Verizon Wireless
T-Mobile

Internet Providers

Xfinity
Verizon Fios
Optimum
Rental Chart
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for Loretta St in Perth Amboy New Jersey
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Property Information

Public Records

Community & Neighborhood

This property in Perth Amboy, NJ is located in the Ellendale Terrace Subdivision.


Foreclosure

The property located at Loretta St in Perth Amboy, NJ is listed as a Foreclosure

Properties like Loretta St in Perth Amboy, New Jersey listed as foreclosures have passed the point of auction or public sale. Because the properties were not sold at auction, the lender is now the owner and is engaged in the process of marketing and selling them to potential buyers through a local real estate agent or auction house in Perth Amboy, NJ. The longer lenders own properties like this on Loretta St, the more eager they become to sell, often at reduced prices.

First Steps to Buying a Foreclosure

Foreclosures often mean the original homeowner had some sort of setback that caused him to allow his lender to take the property. Rarely does a lender want to retain possession of real estate, so it will be motivated to move it off the books as quickly as possible. A fast turnover is what the lender is looking for, so a big part of the marketing plan might include pricing for a quick sale. In order to take advantage of foreclosed properties there are some basic steps to be followed:

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Listing History

Start Date End Date Listing Type Bank Name
10/16/25   Foreclosure
10/11/25   Foreclosure
12/10/24 06/30/25 Foreclosure
08/28/24 11/14/24 Bankruptcy
06/12/24 09/25/24 Preforeclosure US BANK NA
06/10/24   Tax Lien
06/04/24 08/28/24 Preforeclosure
06/04/24 07/03/24 Preforeclosure U.S. Bank, N.A
04/02/22 06/29/22 Preforeclosure US Bank As Trustee
03/07/22 06/29/22 Preforeclosure US BANK NA
02/22/20 02/26/20 Preforeclosure US Bank As Trustee
02/20/20 02/26/20 Preforeclosure U.S. BANK, N.A., SUCCESSOR ...
02/19/20 05/27/20 Preforeclosure US BANK NA
09/25/18 07/22/19 Preforeclosure US Bank, Trustee
06/19/15 04/14/16 Preforeclosure US Bank, Successor Trustee
06/19/15 04/14/16 Preforeclosure US BANK NATIONAL ASSOCIATION
05/13/10 05/19/10 Preforeclosure EMC MORTGAGE CORPORATION
08/27/09 09/02/09 Preforeclosure EMC MORTGAGE CORPORATION
02/19/09 06/17/09 Preforeclosure EMC MORTGAGE CORPORATION
10/21/08 10/22/08 Preforeclosure EMC MORTGAGE CORPORATION
08/04/08 08/27/08 Preforeclosure EMC Mortgage Corporation

Similar Homes Nearby Perth Amboy, NJ


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Homes On This Street
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Loretta St
Perth Amboy, NJ 08861

3 Beds   1 Bath   1,428 sq. ft.   Single-Family

$395,200

Status: Active Listing ID: 64270816

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Listing URL

https://www.foreclosure.com/listing/address.html?address=Loretta-St-Perth-Amboy-NJ-08861/64270816_lid

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