$654,052 EMV

4 Beds   3 Baths   2,308 Sq. Ft.   Single-Family
Get the Preforeclosure Address

Mount Oso Ave
Tracy, CA 95376

Overview

This Single-Family Preforeclosure is located at Mount Oso Ave, Tracy, CA 95376. It has 4 Beds 3 Baths , 2,308 sqft of living space. This property is currently in auction with an estimated market value of $654,052.
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Status: Active
Listing ID: 64069908
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Homes near Mount Oso Ave in Tracy, California


Learn about Mount Oso Ave in Tracy, CA

This single-family property is available as a preforeclosure at Mount Oso Ave. This property features 4 bedrooms and 3 bathrooms, perfect for investment and/or your personal residence. With 2,308 square feet of living space, you can enjoy sizable rooms for comfortable living and flexibility in the common areas for family gatherings. Our team of real estate experts has conducted a thorough analysis of the current market conditions in Tracy, specifically for Mount Oso Ave and comparable listings. Based on this expert analysis, the estimated market value is $654,052. If purchased for rental purposes, the monthly rental rate could range between $2,060 and $2,520, providing a solid return on investment. Factors considered in this calculation include the property location, condition, status, and convenience, all assessed by our experienced professionals. Properties like this one on Mount Oso Ave are updated daily along with others in Tracy, California, ensuring you have the most current and accurate information. Since this property is a preforeclosure, be sure to check out our Foreclosure Timeline for Mount Oso Ave below to see detailed and helpful information about what stage of the foreclosure process this listing is in.


Foreclosure Timeline

Mount Oso Ave in Tracy California Property History

Not in Foreclosure

Pre-Foreclosure

Auction

Bank Owned

Find out more about this property on Mount Oso Ave
View Preforeclosure Status
09/04/25
Lis Pendens issued
The owner of this property was served a notice of lis pendens for missed mortgage payments.

Auction.com Online Auction

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Address: Mount Oso Ave Tracy CA 95376

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To participate in the event, please visit Auction.com for more information. Whether you're looking for your next investment or a place to live, take your pick of thousands of properties available all over the country. Browse through a broad range of properties, and search by city, state, zip code or property ID.

What is the city of Tracy, CA like?

Tracy is a vibrant city located in San Joaquin County, California. Known for its family-friendly atmosphere, Tracy offers a wide range of amenities including parks, shopping centers, and excellent schools. The city's community spirit is evident in its various local events and farmers markets, making it a great place for both young families and retirees alike.

Outdoor enthusiasts will enjoy the nearby wetlands and parks, such as the Tracy Historic Depot and Lincoln Park, which provide trails for walking, biking, and picnicking. Tracy also has quick access to several wineries and agricultural experiences, showcasing the region's rich farming heritage.

Transportation in Tracy is convenient, with the Altamont Corridor Express train providing public transit options to the Bay Area, making it ideal for commuters. The freeway access also allows for easy travel to both San Francisco and Sacramento.

Nearby Schools

There are 4 schools in the area. Nearby schools include Tracy High School and West High School.

Tracy High School
West High School
Fry Elementary School
Granite Oaks School

Nearby Attractions

There are plenty of activities near this property like Tracy Public Library, Tracy Community Center, and more.

Tracy Public Library
Tracy Community Center
Tracy Hospital

What kind of public transportation is there?


Public transportation options include: ACE Train service to the Bay Area and Valley Link Bus routes connecting to surrounding areas.. Other services include ride-sharing services like Uber and Lyft.

Nearby Parks


Parks nearby include Lincoln Park, Tracy Sports Complex and more.

Lincoln Park
Tracy Sports Complex
Banta Park
West Valley Mall Park

Cellular & Internet Providers


Services available in the area include cellular and internet options.

Cellular Providers

Verizon
AT&T
T-Mobile

Internet Providers

Xfinity
AT&T Fiber
Frontier
Rental Chart
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for Mount Oso Ave in Tracy California
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Property Information

Public Records

Community & Neighborhood

This property in Tracy, CA is located in the Countrywood Subdivision.


Preforeclosure

The property located at Mount Oso Ave in Tracy, CA is listed as a Preforeclosure

This listing located at Mount Oso Ave in Tracy, CA could be available as a Rent-to-Own listing as well, additional diligence will be required from the buyer to determine if this listing can be approved as a RTO.

Please take note that this property in Tracy, California is not listed as a Rent-to-Own (RTO) opportunity. It is currently in an initial default stage in Tracy, CA, commonly referred to as Pre-Foreclosure, indicating that the homeowner has missed at least one payment and is considered delinquent. However, instead of going through a potentially lengthy foreclosure process, which could take up to 18 months, the homeowner may be open to considering a Rent-to-Own option that covers their mortgage.

Since Pre-Foreclosure properties are not formally listed for sale, there is no asking price available. Instead, you’ll find either the original loan balance or an Estimated Market Value (EMV) provided. To make a reasonable offer for this home, it’s advisable to use either the loan balance or EMV amount in conjunction with local sale price comparables to determine an appropriate offer. Alternatively, the homeowner might be willing to work with you on a monthly amount that can help them avoid the foreclosure process.

You may also want to check with a real estate attorney or other legal authority to discuss the potential risks of executing a Rent-to-Own agreement with the current Pre-foreclosure owner. If the current owner in Tracy, California doesn't make their mortgage payments, they could lose the property which would directly affect you and your Rent-to-Own agreement.

For this reason, many buyers find a real estate investor or investment company to buy a Pre-Foreclosure property from the current owner. The investor/investment company could then offer you a Rent-to-Own agreement on that property that you worked out with them in advance, which could stabilize the investment and prevent complications.

This is an important legal concept to understand before moving forward

First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.

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Auction Information

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Rental Value

The estimated rental value for Mount Oso Ave located in Tracy, CA is $2,290/month. Comparable homes around Mount Oso Ave that are rentals have monthly ranges starting as low as $2,060 per month and as high as $2,520 per month. An owner looking to use this property as an investment could bring a return in the area of $2,060 - $2,520 a month based on the many factors which include the properties condition, type, amenities, etc. Sign in to view a full two years of rental information as well as the Average Market Value (AVM) of this property.

Listing History

Start Date End Date Listing Type Bank Name
09/04/25   Preforeclosure
08/18/25   Preforeclosure
03/06/25 09/25/25 Preforeclosure AMERICA'S SERVICING CO
03/06/25 09/25/25 Preforeclosure Americas Wholesale Lender
04/06/17 09/03/17 Preforeclosure AMERICA'S SERVICING CO
04/06/17 09/03/17 Preforeclosure SPECIALIZED LOAN SERVICING LLC
03/06/12 07/16/12 Preforeclosure
12/22/11 07/12/12 Preforeclosure
09/22/11 01/17/12 Preforeclosure THE BANK OF NEW YORK TRUST CO

Similar Homes Nearby Tracy, CA


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Mount Oso Ave
Tracy, CA 95376

4 Beds   3 Baths   2,308 sq. ft.   Single-Family

$654,052 EMV

Status: Active Listing ID: 64069908

Property Information

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Property Description

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Listing URL

https://www.foreclosure.com/listing/address.html?address=Mount-Oso-Ave-Tracy-CA-95376/64069908_lid

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