$561,188 EMV

4 Beds   3 Baths   3,454 Sq. Ft.   Single-Family
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Osborn Harbor Ln
Winter Haven, FL 33881

Overview

This Single-Family Foreclosure is located at Osborn Harbor Ln, Winter Haven, FL 33881. It has 4 Beds 3 Baths , 3,454 sqft of living space. This property is currently bank owned with an estimated market value of $561,188.
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Status: Active
Listing ID: 64403797
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Nearby Foreclosures

Homes near Osborn Harbor Ln in Winter Haven, Florida


Learn about Osborn Harbor Ln in Winter Haven, FL

This single-family property is available as a foreclosure at Osborn Harbor Ln. This property features 4 bedrooms and 3 bathrooms, perfect for investment and/or your personal residence. With 3,454 square feet of living space, you can enjoy sizable rooms for comfortable living and flexibility in the common areas for family gatherings. Our team of real estate experts has conducted a thorough analysis of the current market conditions in Winter Haven, specifically for Osborn Harbor Ln and comparable listings. Based on this expert analysis, the estimated market value is $561,188. If purchased for rental purposes, the monthly rental rate could range between $1,181 and $1,600, providing a solid return on investment. Factors considered in this calculation include the property location, condition, status, and convenience, all assessed by our experienced professionals. Properties like this one on Osborn Harbor Ln are updated daily along with others in Winter Haven, Florida, ensuring you have the most current and accurate information. Since this property is a foreclosure, be sure to check out our Foreclosure Timeline for Osborn Harbor Ln below to see detailed and helpful information about what stage of the foreclosure process this listing is in.


Buy this home for as little as

Plus with taxes and insurance

Based on 20% down, 30 year mortgage, with 6% APR

Principal
Interest
Property Taxes
Homeowners Insurance
Total Monthly Ownership Cost

All calculations are estimates provided for informational purposes. Actual amounts may vary by location. It is important to know that mortgage rates are dependent on credit scores, loan timeline, and a down payment amount.

Foreclosure Timeline

Osborn Harbor Ln in Winter Haven Florida Property History

Not in Foreclosure

Pre-Foreclosure

Auction

Bank Owned

Find out more about this property on Osborn Harbor Ln
View Foreclosure Status
11/11/25
Bank owned
Properties listed as foreclosures have passed the point of auction or public sale. Because the properties were not sold at auction, the lender is now the owner and is engaged in the process of marketing and selling them to potential buyers. The longer lenders own properties, however, the more eager they become to sell, often at reduced prices.

Hubzu Online Auction

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Address: Osborn Harbor Ln Winter Haven FL 33881

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What is the city of Winter Haven, FL like?

Winter Haven is a vibrant community located in Central Florida known for its beautiful lakes and recreational activities. The area is situated between Tampa and Orlando, providing easy access to major attractions in both cities, including theme parks, shopping, and dining. Winter Haven is also famous for its Chain of Lakes, offering residents opportunities for boating, fishing, and water sports. The city's parks and green spaces contribute to a friendly, outdoor lifestyle that promotes family activities and community engagement.

The education system in Winter Haven is well-regarded, with several public and private schools catering to families. Higher education options, including Polk State College, are also nearby. The community has a strong sense of belonging, with various local events, festivals, and gatherings that bring residents together. There's a mix of long-standing traditions and contemporary culture, making it a dynamic place to live.

Public transportation options in Winter Haven are limited, but the city is pedestrian-friendly, and many residents rely on their vehicles for commuting. Major roadways and route connections to I-4 facilitate convenient travel for both work and leisure. The community is continually growing, with new developments and improvements in infrastructure.

Nearby Schools

There are 5 schools in the area. Nearby schools include Winter Haven High School and Cypress Junction Montessori.

Winter Haven High School
Cypress Junction Montessori
Chain of Lakes Collegiate High School
Jewett School of the Arts
Davenport School of the Arts

Nearby Attractions

There are plenty of activities near this property like Winter Haven Public Library, Winter Haven Hospital, and more.

Winter Haven Public Library
Winter Haven Hospital
Mary Holland Park
Winter Haven City parks
Chain of Lakes Complex

What kind of public transportation is there?


Public transportation options include: Polk Transit provides bus services in and around the Winter Haven area, connecting residents to nearby cities and attractions.. Other services include ride-sharing services like Uber and Lyft.

Nearby Parks


Parks nearby include Lake Revival Park, Bok Tower Gardens and more.

Lake Revival Park
Bok Tower Gardens
Downtown Winter Haven Park
Fish Lake Park
Cypress Gardens Park

Cellular & Internet Providers


Services available in the area include cellular and internet options.

Cellular Providers

Verizon Wireless
AT&T
T-Mobile
Sprint

Internet Providers

Xfinity
Spectrum
AT&T
Frontier
Rental Chart
View Rental and Market Value
for Osborn Harbor Ln in Winter Haven Florida
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Property Information

Foreclosure

The property located at Osborn Harbor Ln in Winter Haven, FL is listed as a Foreclosure

Properties like Osborn Harbor Ln in Winter Haven, Florida listed as foreclosures have passed the point of auction or public sale. Because the properties were not sold at auction, the lender is now the owner and is engaged in the process of marketing and selling them to potential buyers through a local real estate agent or auction house in Winter Haven, FL. The longer lenders own properties like this on Osborn Harbor Ln, the more eager they become to sell, often at reduced prices.

First Steps to Buying a Foreclosure

Foreclosures often mean the original homeowner had some sort of setback that caused him to allow his lender to take the property. Rarely does a lender want to retain possession of real estate, so it will be motivated to move it off the books as quickly as possible. A fast turnover is what the lender is looking for, so a big part of the marketing plan might include pricing for a quick sale. In order to take advantage of foreclosed properties there are some basic steps to be followed:

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Auction Information

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County Information

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Rental Value

The estimated rental value for Osborn Harbor Ln located in Winter Haven, FL is $1,390/month. Comparable homes around Osborn Harbor Ln that are rentals have monthly ranges starting as low as $1,181 per month and as high as $1,600 per month. An owner looking to use this property as an investment could bring a return in the area of $1,181 - $1,600 a month based on the many factors which include the properties condition, type, amenities, etc. Sign in to view a full two years of rental information as well as the Average Market Value (AVM) of this property.

Listing History

Foreclosure
11/11/25 - Present

The property has moved into foreclosure proceedings. The lender is likely preparing the home for auction or repossession.

Status: Active

Foreclosure
11/10/25 - Present

Status: Active

Foreclosure
05/22/25 - 10/12/25

Status: Inactive

Preforeclosure

TOWD POINT MORTGAGE TRUST 2015 4

05/05/25 - 05/22/25

The owner is behind on payments and has entered preforeclosure. It may still be possible to avoid foreclosure or sell early.

Status: Inactive

Preforeclosure
04/30/25 - 05/22/25

Status: Inactive

Preforeclosure
04/22/25 - 05/22/25

Status: Inactive

Preforeclosure

TOWD POINT MORTGAGE TRUST 2015-4 US B...

04/09/25 - 05/22/25

Status: Inactive

Preforeclosure

TOWD POINT MORTGAGE TRUST 2015 R

10/15/20 - 05/13/21

Status: Inactive

Similar Homes Nearby Winter Haven, FL


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Osborn Harbor Ln
Winter Haven, FL 33881

4 Beds   3 Baths   3,454 sq. ft.   Single-Family

$561,188 EMV

Status: Active Listing ID: 64403797

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Listing URL

https://www.foreclosure.com/listing/address.html?address=Osborn-Harbor-Ln-Winter-Haven-FL-33881/64403797_lid

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