$1,424,207 EMV

2 Beds   1 Bath   864 Sq. Ft.   Single-Family
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Pacific Ave
Cayucos, CA 93430

Overview

This Single-Family Preforeclosure is located at Pacific Ave, Cayucos, CA 93430. It has 2 Beds 1 Bath , 864 sqft of living space. This property is currently in pre-foreclosure with an estimated market value of $1,424,207.
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Status: Active
Listing ID: 63307534
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Learn about Pacific Ave in Cayucos, CA

This single-family property is available as a preforeclosure at Pacific Ave. This property features 2 bedrooms and 1 bathrooms, perfect for investment and/or your personal residence. With 864 square feet of living space, you can enjoy sizable rooms for comfortable living and flexibility in the common areas for family gatherings. Our team of real estate experts has conducted a thorough analysis of the current market conditions in Cayucos, specifically for Pacific Ave and comparable listings. Based on this expert analysis, the estimated market value is $1,424,207. If purchased for rental purposes, the monthly rental rate could range between $2,280 and $3,080, providing a solid return on investment. Factors considered in this calculation include the property location, condition, status, and convenience, all assessed by our experienced professionals. Properties like this one on Pacific Ave are updated daily along with others in Cayucos, California, ensuring you have the most current and accurate information. Since this property is a preforeclosure, be sure to check out our Foreclosure Timeline for Pacific Ave below to see detailed and helpful information about what stage of the foreclosure process this listing is in.


Buy this home for as little as

Plus with taxes and insurance

Based on 20% down, 30 year mortgage, with 6% APR

Principal
Interest
Property Taxes
Homeowners Insurance
Total Monthly Ownership Cost

All calculations are estimates provided for informational purposes. Actual amounts may vary by location. It is important to know that mortgage rates are dependent on credit scores, loan timeline, and a down payment amount.

Foreclosure Timeline

Pacific Ave in Cayucos California Property History

Not in Foreclosure

Pre-Foreclosure

Auction

Bank Owned

Find out more about this property on Pacific Ave
View Preforeclosure Status
03/11/25
Lis Pendens issued
The owner of this property was served a notice of lis pendens for missed mortgage payments.

What is the city of Cayucos, CA like?

Cayucos is a charming coastal town located along the picturesque Central Coast of California. Known for its relaxed atmosphere and stunning ocean views, this small community offers a perfect escape for those looking to enjoy the beach life. The town has a rich history, highlighted by its Victorian architecture and thriving local art scene.

Residents of Cayucos have access to a range of amenities, including local shops, restaurants, and cafes that showcase the area's unique character. With a strong emphasis on community and sustainability, the town frequently hosts farmers' markets, art festivals, and concerts in the park, fostering a vibrant local culture.

Outdoor enthusiasts will appreciate the numerous recreational opportunities in the area. From hiking along the scenic coastal trails to kayaking in the pristine waters of Cayucos State Beach, the area is ideal for exploring the natural beauty of California's coastline. Wildlife watching and surf fishing are also popular activities among residents and visitors alike.

Nearby Schools

There are 3 schools in the area. Nearby schools include Cayucos Elementary School and Morro Bay High School.

Cayucos Elementary School
Morro Bay High School
Pacific Beach High School

Nearby Attractions

There are plenty of activities near this property like Cayucos Veterans Memorial Hall, Cayucos Library, and more.

Cayucos Veterans Memorial Hall
Cayucos Library
Cayucos Community Center

What kind of public transportation is there?


Public transportation options include: SLO Transit offers bus services to nearby areas., Amtrak services are available in San Luis Obispo for regional travel.. Other services include ride-sharing services like Uber and Lyft.

Nearby Parks


Parks nearby include Cayucos State Beach, Estero Bluffs State Park and more.

Cayucos State Beach
Estero Bluffs State Park
Morro Strand State Beach

Cellular & Internet Providers


Services available in the area include cellular and internet options.

Cellular Providers

Verizon
AT&T
T-Mobile

Internet Providers

AT&T
Xfinity
Frontier
Rental Chart
View Rental and Market Value
for Pacific Ave in Cayucos California
View Market Value

Property Information

Public Records

Community & Neighborhood

This property in Cayucos, CA is located in the Paso Robles Beach 02 Subdivision.


Preforeclosure

The property located at Pacific Ave in Cayucos, CA is listed as a Preforeclosure

This listing located at Pacific Ave in Cayucos, CA could be available as a Rent-to-Own listing as well, additional diligence will be required from the buyer to determine if this listing can be approved as a RTO.

Please take note that this property in Cayucos, California is not listed as a Rent-to-Own (RTO) opportunity. It is currently in an initial default stage in Cayucos, CA, commonly referred to as Pre-Foreclosure, indicating that the homeowner has missed at least one payment and is considered delinquent. However, instead of going through a potentially lengthy foreclosure process, which could take up to 18 months, the homeowner may be open to considering a Rent-to-Own option that covers their mortgage.

Since Pre-Foreclosure properties are not formally listed for sale, there is no asking price available. Instead, you’ll find either the original loan balance or an Estimated Market Value (EMV) provided. To make a reasonable offer for this home, it’s advisable to use either the loan balance or EMV amount in conjunction with local sale price comparables to determine an appropriate offer. Alternatively, the homeowner might be willing to work with you on a monthly amount that can help them avoid the foreclosure process.

You may also want to check with a real estate attorney or other legal authority to discuss the potential risks of executing a Rent-to-Own agreement with the current Pre-foreclosure owner. If the current owner in Cayucos, California doesn't make their mortgage payments, they could lose the property which would directly affect you and your Rent-to-Own agreement.

For this reason, many buyers find a real estate investor or investment company to buy a Pre-Foreclosure property from the current owner. The investor/investment company could then offer you a Rent-to-Own agreement on that property that you worked out with them in advance, which could stabilize the investment and prevent complications.

This is an important legal concept to understand before moving forward

First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.

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Loan Information

Legal Information

Credit Information Center

County Information

Document Center

Rental Value

The estimated rental value for Pacific Ave located in Cayucos, CA is $2,680/month. Comparable homes around Pacific Ave that are rentals have monthly ranges starting as low as $2,280 per month and as high as $3,080 per month. An owner looking to use this property as an investment could bring a return in the area of $2,280 - $3,080 a month based on the many factors which include the properties condition, type, amenities, etc. Sign in to view a full two years of rental information as well as the Average Market Value (AVM) of this property.

Listing History

Start Date End Date Listing Type Bank Name
03/11/25   Preforeclosure Jpmorgan Chase Bank N A

Similar Homes Nearby Cayucos, CA


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Homes On This Street
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Pacific Ave
Cayucos, CA 93430

2 Beds   1 Bath   864 sq. ft.   Single-Family

$1,424,207 EMV

Status: Active Listing ID: 63307534

Property Information

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Public Records

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Property Description

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Listing URL

https://www.foreclosure.com/listing/address.html?address=Pacific-Ave-Cayucos-CA-93430/63307534_lid

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