$138,746 EMV

4 Beds   2 Baths   1,820 Sq. Ft.   Mobile Home
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Providence Rd
Ragland, AL 35131

Overview

This Mobile Home Foreclosure is located at Providence Rd, Ragland, AL 35131. It has 4 Beds 2 Baths , 1,820 sqft of living space. This property is currently bank owned with an estimated market value of $138,746.
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Status: Active
Listing ID: 65914408
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Nearby Foreclosures

Homes near Providence Rd in Ragland, Alabama


Learn about Providence Rd in Ragland, AL

This mobile home property is available as a foreclosure at Providence Rd. This property features 4 bedrooms and 2 bathrooms, perfect for investment and/or your personal residence. With 1,820 square feet of living space, you can enjoy sizable rooms for comfortable living and flexibility in the common areas for family gatherings. Our team of real estate experts has conducted a thorough analysis of the current market conditions in Ragland, specifically for Providence Rd and comparable listings. Based on this expert analysis, the estimated market value is $138,746. If purchased for rental purposes, the monthly rental rate could range between $760 and $1,072, providing a solid return on investment. Factors considered in this calculation include the property location, condition, status, and convenience, all assessed by our experienced professionals. Properties like this one on Providence Rd are updated daily along with others in Ragland, Alabama, ensuring you have the most current and accurate information. Since this property is a foreclosure, be sure to check out our Foreclosure Timeline for Providence Rd below to see detailed and helpful information about what stage of the foreclosure process this listing is in.


Buy this home for as little as

Plus with taxes and insurance

Based on 20% down, 30 year mortgage, with 6% APR

Principal
Interest
Property Taxes
Homeowners Insurance
Total Monthly Ownership Cost

All calculations are estimates provided for informational purposes. Actual amounts may vary by location. It is important to know that mortgage rates are dependent on credit scores, loan timeline, and a down payment amount.

Foreclosure Timeline

Providence Rd in Ragland Alabama Property History

Not in Foreclosure

Pre-Foreclosure

Auction

Bank Owned

Find out more about this property on Providence Rd
View Foreclosure Status
08/18/26
Bank owned
Properties listed as foreclosures have passed the point of auction or public sale. Because the properties were not sold at auction, the lender is now the owner and is engaged in the process of marketing and selling them to potential buyers. The longer lenders own properties, however, the more eager they become to sell, often at reduced prices.
07/21/26
Lis Pendens issued
The owner of this property was served a notice of lis pendens for missed mortgage payments.

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Address: Providence Rd Ragland AL 35131

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What is the city of Ragland, AL like?

Ragland is a small St. Clair County community in northeast Alabama, positioned near the Coosa River corridor and within driving distance of Pell City, Gadsden, and the eastern Birmingham metro. The area is rural and residential in character, with a mix of modest in-town homes, acreage properties, manufactured homes, and larger parcels appealing to buyers who want space and a quieter setting.

For property investors, Ragland can be attractive as a lower-density market with comparatively accessible entry points and proximity to recreation around Neely Henry Lake, Logan Martin Lake, and the broader Coosa River region. Local demand is often shaped by small-town households, commuters to nearby employment centers, and buyers seeking affordable land outside larger suburban markets.

Daily services are limited compared with larger cities, so residents commonly use nearby Pell City, Ashville, Gadsden, or Springville for expanded shopping, healthcare, dining, and professional services. This can make location, road access, property condition, and utility availability especially important when evaluating investment opportunities.

Nearby Schools

There are 6 schools in the area. Nearby schools include Ragland High School and Ragland Elementary School.

Ragland High School
Ragland Elementary School
Ashville High School
Ashville Middle School
Ashville Elementary School
St. Clair County High School

Nearby Attractions

There are plenty of activities near this property like Local convenience stores and fuel stations, St. Clair County government services in Ashville, and more.

Local convenience stores and fuel stations
St. Clair County government services in Ashville
Dining and retail options in Pell City and Gadsden
Medical services and clinics in Pell City and Gadsden
Regional shopping along I-20 and US-231

What kind of public transportation is there?


Public transportation options include: Limited public transportation within Ragland, Primary transportation is by personal vehicle, Regional highway access via AL-144, US-231, and I-20 from nearby communities, Airport and intercity travel connections available in Birmingham. Other services include ride-sharing services like Uber and Lyft.

Nearby Parks


Parks nearby include Ten Islands Historic Park, Horse Pens 40 and more.

Ten Islands Historic Park
Horse Pens 40
Lakeside Park in Pell City
Neely Henry Lake recreation areas
Logan Martin Lake recreation areas
Noccalula Falls Park in Gadsden

Cellular & Internet Providers


Services available in the area include cellular and internet options.

Cellular Providers

AT&T
Verizon
T-Mobile

Internet Providers

Spectrum
Kinetic by Windstream
AT&T Internet
Viasat
HughesNet
Starlink
Rental Chart
View Rental and Market Value
for Providence Rd in Ragland Alabama
View Market Value

Property Information

Foreclosure

The property located at Providence Rd in Ragland, AL is listed as a Foreclosure

Properties like Providence Rd in Ragland, Alabama listed as foreclosures have passed the point of auction or public sale. Because the properties were not sold at auction, the lender is now the owner and is engaged in the process of marketing and selling them to potential buyers through a local real estate agent or auction house in Ragland, AL. The longer lenders own properties like this on Providence Rd, the more eager they become to sell, often at reduced prices.

First Steps to Buying a Foreclosure

Foreclosures often mean the original homeowner had some sort of setback that caused him to allow his lender to take the property. Rarely does a lender want to retain possession of real estate, so it will be motivated to move it off the books as quickly as possible. A fast turnover is what the lender is looking for, so a big part of the marketing plan might include pricing for a quick sale. In order to take advantage of foreclosed properties there are some basic steps to be followed:

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Contact Information

Auction Information

Credit Information Center

County Information

Document Center

Rental Value

The estimated rental value for Providence Rd located in Ragland, AL is $900/month. Comparable homes around Providence Rd that are rentals have monthly ranges starting as low as $760 per month and as high as $1,072 per month. An owner looking to use this property as an investment could bring a return in the area of $760 - $1,072 a month based on the many factors which include the properties condition, type, amenities, etc. Sign in to view a full two years of rental information as well as the Average Market Value (AVM) of this property.

Listing History

Foreclosure
08/25/26 - Present

The property has moved into foreclosure proceedings. The lender is likely preparing the home for auction or repossession.

Status: Active

Foreclosure
08/18/26 - - Present

Status: Active

Preforeclosure
07/21/26 - 08/10/26

The owner is behind on payments and has entered preforeclosure. It may still be possible to avoid foreclosure or sell early.

Status: Inactive

Preforeclosure
06/19/26 - 08/10/26

Status: Inactive

Preforeclosure
06/17/26 - 08/10/26

Status: Inactive

Foreclosure
09/09/24 - 11/04/24

Status: Inactive

Preforeclosure

U.S. BANK NATIONAL ASSOCIATION

04/29/21 - 05/21/21

Status: Inactive

Preforeclosure
04/27/21 - 05/21/21

Status: Inactive

Preforeclosure
04/26/21 - 05/21/21

Status: Inactive

Similar Homes Nearby Ragland, AL


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Providence Rd
Ragland, AL 35131

4 Beds   2 Baths   1,820 sq. ft.   Mobile Home

$138,746 EMV

Status: Active Listing ID: 65914408

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Property Description

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Listing URL

https://www.foreclosure.com/listing/address.html?address=Providence-Rd-Ragland-AL-35131/65914408_lid

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