$257,594 EMV

4 Beds   2 Baths   1,082 Sq. Ft.   Single-Family
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Rayjay Cir
Taylor, ND 58656

Overview

This Single-Family Preforeclosure is located at Rayjay Cir, Taylor, ND 58656. It has 4 Beds 2 Baths , 1,082 sqft of living space. This property is currently in pre-foreclosure with an estimated market value of $257,594.
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Status: Active
Listing ID: 63400761
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Learn about Rayjay Cir in Taylor, ND

This single-family property is available as a preforeclosure at Rayjay Cir. This property features 4 bedrooms and 2 bathrooms, perfect for investment and/or your personal residence. With 1,082 square feet of living space, you can enjoy sizable rooms for comfortable living and flexibility in the common areas for family gatherings. Our team of real estate experts has conducted a thorough analysis of the current market conditions in Taylor, specifically for Rayjay Cir and comparable listings. Based on this expert analysis, the estimated market value is $257,594. If purchased for rental purposes, the monthly rental rate could range between $1,001 and $1,408, providing a solid return on investment. Factors considered in this calculation include the property location, condition, status, and convenience, all assessed by our experienced professionals. Properties like this one on Rayjay Cir are updated daily along with others in Taylor, North Dakota, ensuring you have the most current and accurate information. Since this property is a preforeclosure, be sure to check out our Foreclosure Timeline for Rayjay Cir below to see detailed and helpful information about what stage of the foreclosure process this listing is in.


Buy this home for as little as

Plus with taxes and insurance

Based on 20% down, 30 year mortgage, with 6% APR

Principal
Interest
Property Taxes
Homeowners Insurance
Total Monthly Ownership Cost

All calculations are estimates provided for informational purposes. Actual amounts may vary by location. It is important to know that mortgage rates are dependent on credit scores, loan timeline, and a down payment amount.

Foreclosure Timeline

Rayjay Cir in Taylor North Dakota Property History

Not in Foreclosure

Pre-Foreclosure

Auction

Bank Owned

Find out more about this property on Rayjay Cir
View Preforeclosure Status
03/24/25
Lis Pendens issued
The owner of this property was served a notice of lis pendens for missed mortgage payments.

What is the city of Taylor, ND like?

Taylor, located in North Dakota, boasts a small-town charm with a friendly atmosphere. The community is tight-knit, with local events and gatherings that bring residents together. Outdoor enthusiasts will appreciate the beautiful landscapes surrounding the area, offering activities like hiking, fishing, and hunting in the nearby open fields and rivers.

The town provides essential amenities, including local shops, cafes, and parks, fostering a convenient lifestyle for its residents. The presence of schools within the area adds to the appeal for families looking for a quiet setting for their children to grow up. Taylor's affordability compared to larger cities makes it an attractive option for real estate investment.

As a small community, Taylor emphasizes safety and a laid-back lifestyle, making it ideal for those looking to escape the bustling city life. The proximity to larger towns means that residents can enjoy both tranquility and accessibility to more extensive shopping and dining experiences.

Nearby Schools

There are 3 schools in the area. Nearby schools include Taylor Elementary School and Taylor High School.

Taylor Elementary School
Taylor High School
Heart River High School

Nearby Attractions

There are plenty of activities near this property like Taylor Community Center, Public Library, and more.

Taylor Community Center
Public Library
Health Clinic

What kind of public transportation is there?


Public transportation options include: Limited local bus service connecting to nearby towns, Ride-sharing options available. Other services include ride-sharing services like Uber and Lyft.

Nearby Parks


Parks nearby include Taylor Park, Riverside Park and more.

Taylor Park
Riverside Park
Veterans Memorial Park

Cellular & Internet Providers


Services available in the area include cellular and internet options.

Cellular Providers

Verizon
AT&T
T-Mobile

Internet Providers

Midco
SRT Communications
Bison Communications
Rental Chart
View Rental and Market Value
for Rayjay Cir in Taylor North Dakota
View Market Value

Property Information

Preforeclosure

The property located at Rayjay Cir in Taylor, ND is listed as a Preforeclosure

This listing located at Rayjay Cir in Taylor, ND could be available as a Rent-to-Own listing as well, additional diligence will be required from the buyer to determine if this listing can be approved as a RTO.

Please take note that this property in Taylor, North Dakota is not listed as a Rent-to-Own (RTO) opportunity. It is currently in an initial default stage in Taylor, ND, commonly referred to as Pre-Foreclosure, indicating that the homeowner has missed at least one payment and is considered delinquent. However, instead of going through a potentially lengthy foreclosure process, which could take up to 18 months, the homeowner may be open to considering a Rent-to-Own option that covers their mortgage.

Since Pre-Foreclosure properties are not formally listed for sale, there is no asking price available. Instead, you’ll find either the original loan balance or an Estimated Market Value (EMV) provided. To make a reasonable offer for this home, it’s advisable to use either the loan balance or EMV amount in conjunction with local sale price comparables to determine an appropriate offer. Alternatively, the homeowner might be willing to work with you on a monthly amount that can help them avoid the foreclosure process.

You may also want to check with a real estate attorney or other legal authority to discuss the potential risks of executing a Rent-to-Own agreement with the current Pre-foreclosure owner. If the current owner in Taylor, North Dakota doesn't make their mortgage payments, they could lose the property which would directly affect you and your Rent-to-Own agreement.

For this reason, many buyers find a real estate investor or investment company to buy a Pre-Foreclosure property from the current owner. The investor/investment company could then offer you a Rent-to-Own agreement on that property that you worked out with them in advance, which could stabilize the investment and prevent complications.

This is an important legal concept to understand before moving forward

First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.

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AVM Analysis

Legal Information

Credit Information Center

County Information

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Rental Value

The estimated rental value for Rayjay Cir located in Taylor, ND is $1,181/month. Comparable homes around Rayjay Cir that are rentals have monthly ranges starting as low as $1,001 per month and as high as $1,408 per month. An owner looking to use this property as an investment could bring a return in the area of $1,001 - $1,408 a month based on the many factors which include the properties condition, type, amenities, etc. Sign in to view a full two years of rental information as well as the Average Market Value (AVM) of this property.

Listing History

Start Date End Date Listing Type Bank Name
03/24/25   Preforeclosure The Industrial Commission O...

Similar Homes Nearby Taylor, ND


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Rayjay Cir
Taylor, ND 58656

4 Beds   2 Baths   1,082 sq. ft.   Single-Family

$257,594 EMV

Status: Active Listing ID: 63400761

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Property Description

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Listing URL

https://www.foreclosure.com/listing/address.html?address=Rayjay-Cir-Taylor-ND-58656/63400761_lid

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