$236,641 EMV

2 Baths   2,414 Sq. Ft.   Single-Family
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Rocky Ridge Rd
Cosby, TN 37722

Overview

This Single-Family Foreclosure is located at Rocky Ridge Rd, Cosby, TN 37722. It has 2 Baths , 2,414 sqft of living space. This property is currently bank owned with an estimated market value of $236,641.
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Status: Active
Listing ID: 65405235
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Homes near Rocky Ridge Rd in Cosby, Tennessee


Learn about Rocky Ridge Rd in Cosby, TN

This single-family property is available as a foreclosure at Rocky Ridge Rd. This property features bedrooms and 2 bathrooms, perfect for investment and/or your personal residence. With 2,414 square feet of living space, you can enjoy sizable rooms for comfortable living and flexibility in the common areas for family gatherings. Our team of real estate experts has conducted a thorough analysis of the current market conditions in Cosby, specifically for Rocky Ridge Rd and comparable listings. Based on this expert analysis, the estimated market value is $236,641. If purchased for rental purposes, the monthly rental rate could range between $1,131 and $1,390, providing a solid return on investment. Factors considered in this calculation include the property location, condition, status, and convenience, all assessed by our experienced professionals. Properties like this one on Rocky Ridge Rd are updated daily along with others in Cosby, Tennessee, ensuring you have the most current and accurate information. Since this property is a foreclosure, be sure to check out our Foreclosure Timeline for Rocky Ridge Rd below to see detailed and helpful information about what stage of the foreclosure process this listing is in.


Buy this home for as little as

Plus with taxes and insurance

Based on 20% down, 30 year mortgage, with 6% APR

Principal
Interest
Property Taxes
Homeowners Insurance
Total Monthly Ownership Cost

All calculations are estimates provided for informational purposes. Actual amounts may vary by location. It is important to know that mortgage rates are dependent on credit scores, loan timeline, and a down payment amount.

Foreclosure Timeline

Rocky Ridge Rd in Cosby Tennessee Property History

Not in Foreclosure

Pre-Foreclosure

Auction

Bank Owned

Find out more about this property on Rocky Ridge Rd
View Foreclosure Status
05/11/26
Bank owned
Properties listed as foreclosures have passed the point of auction or public sale. Because the properties were not sold at auction, the lender is now the owner and is engaged in the process of marketing and selling them to potential buyers. The longer lenders own properties, however, the more eager they become to sell, often at reduced prices.
03/14/26
Lis Pendens issued
The owner of this property was served a notice of lis pendens for missed mortgage payments.

What is the city of Cosby, TN like?

Cosby is a quiet mountain community in Cocke County, Tennessee, positioned along the northeastern side of the Great Smoky Mountains. It appeals to investors and buyers looking for rural acreage, cabin-style homes, short-term rental potential, and access to outdoor recreation without the heavier traffic found in Gatlinburg and Pigeon Forge.

The area is known for wooded lots, creekside settings, mountain views, and proximity to Great Smoky Mountains National Park. Housing options can range from modest rural homes to larger cabins and retreats, with property utility considerations such as wells, septic systems, steep driveways, and private road maintenance often important in due diligence.

For investors, Cosby can be a lifestyle-driven market where demand is influenced by tourism, second-home buyers, and long-term local housing needs. Its lower-density setting may suit buyers seeking privacy, but rental strategy, access, condition, and local regulations should be reviewed carefully before purchase.

Nearby Schools

There are 5 schools in the area. Nearby schools include Cosby Elementary School and Cosby High School.

Cosby Elementary School
Cosby High School
Newport Grammar School
Cocke County High School
Walters State Community College - Newport Center

Nearby Attractions

There are plenty of activities near this property like Cosby Post Office, Cocke County services in Newport, and more.

Cosby Post Office
Cocke County services in Newport
Medical offices and regional services in Newport
Restaurants and local shops along US-321 and nearby corridors
Great Smoky Mountains National Park access points

What kind of public transportation is there?


Public transportation options include: Personal vehicles are the primary transportation option in Cosby., Ride-hailing availability may be limited and can vary by time and location., Regional intercity bus and shuttle options are more commonly accessed from larger nearby cities such as Knoxville or Asheville.. Other services include ride-sharing services like Uber and Lyft.

Nearby Parks


Parks nearby include Great Smoky Mountains National Park, Cosby Campground and more.

Great Smoky Mountains National Park
Cosby Campground
Foothills Parkway
Newport City Park
Mills Park in Gatlinburg

Cellular & Internet Providers


Services available in the area include cellular and internet options.

Cellular Providers

Verizon
AT&T
T-Mobile
UScellular

Internet Providers

Spectrum
AT&T Internet
Frontier
HughesNet
Viasat
Starlink
Rental Chart
View Rental and Market Value
for Rocky Ridge Rd in Cosby Tennessee
View Market Value

Property Information

Public Records

Foreclosure

The property located at Rocky Ridge Rd in Cosby, TN is listed as a Foreclosure

Properties like Rocky Ridge Rd in Cosby, Tennessee listed as foreclosures have passed the point of auction or public sale. Because the properties were not sold at auction, the lender is now the owner and is engaged in the process of marketing and selling them to potential buyers through a local real estate agent or auction house in Cosby, TN. The longer lenders own properties like this on Rocky Ridge Rd, the more eager they become to sell, often at reduced prices.

First Steps to Buying a Foreclosure

Foreclosures often mean the original homeowner had some sort of setback that caused him to allow his lender to take the property. Rarely does a lender want to retain possession of real estate, so it will be motivated to move it off the books as quickly as possible. A fast turnover is what the lender is looking for, so a big part of the marketing plan might include pricing for a quick sale. In order to take advantage of foreclosed properties there are some basic steps to be followed:

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Legal Information

Credit Information Center

County Information

Document Center

Rental Value

The estimated rental value for Rocky Ridge Rd located in Cosby, TN is $1,261/month. Comparable homes around Rocky Ridge Rd that are rentals have monthly ranges starting as low as $1,131 per month and as high as $1,390 per month. An owner looking to use this property as an investment could bring a return in the area of $1,131 - $1,390 a month based on the many factors which include the properties condition, type, amenities, etc. Sign in to view a full two years of rental information as well as the Average Market Value (AVM) of this property.

Listing History

Foreclosure
05/11/26 - Present

The property has moved into foreclosure proceedings. The lender is likely preparing the home for auction or repossession.

Status: Active

Preforeclosure

JPMORGAN CHASE BANK NA

03/14/26 - 04/15/26

The owner is behind on payments and has entered preforeclosure. It may still be possible to avoid foreclosure or sell early.

Status: Inactive

Preforeclosure
03/04/26 - 04/15/26

Status: Inactive

Preforeclosure
04/25/19 - 05/11/19

Status: Inactive

Similar Homes Nearby Cosby, TN


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Rocky Ridge Rd
Cosby, TN 37722

2 Baths   2,414 sq. ft.   Single-Family

$236,641 EMV

Status: Active Listing ID: 65405235

Property Information

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Public Records

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Property Description

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Listing URL

https://www.foreclosure.com/listing/address.html?address=Rocky-Ridge-Rd-Cosby-TN-37722/65405235_lid

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