$441,781 EMV

4 Beds   2 Baths   3,396 Sq. Ft.   Single-Family
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S Harbor Rd
Townsend, MA 01469

Overview

This Single-Family Foreclosure is located at S Harbor Rd, Townsend, MA 01469. It has 4 Beds 2 Baths , 3,396 sqft of living space. This property is currently bank owned with an estimated market value of $441,781.
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Status: Active
Listing ID: 65446149
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Nearby Foreclosures

Homes near S Harbor Rd in Townsend, Massachusetts


Learn about S Harbor Rd in Townsend, MA

This single-family property is available as a foreclosure at S Harbor Rd. This property features 4 bedrooms and 2 bathrooms, perfect for investment and/or your personal residence. With 3,396 square feet of living space, you can enjoy sizable rooms for comfortable living and flexibility in the common areas for family gatherings. Our team of real estate experts has conducted a thorough analysis of the current market conditions in Townsend, specifically for S Harbor Rd and comparable listings. Based on this expert analysis, the estimated market value is $441,781. If purchased for rental purposes, the monthly rental rate could range between $2,030 and $2,490, providing a solid return on investment. Factors considered in this calculation include the property location, condition, status, and convenience, all assessed by our experienced professionals. Properties like this one on S Harbor Rd are updated daily along with others in Townsend, Massachusetts, ensuring you have the most current and accurate information. Since this property is a foreclosure, be sure to check out our Foreclosure Timeline for S Harbor Rd below to see detailed and helpful information about what stage of the foreclosure process this listing is in.


Buy this home for as little as

Plus with taxes and insurance

Based on 20% down, 30 year mortgage, with 6% APR

Principal
Interest
Property Taxes
Homeowners Insurance
Total Monthly Ownership Cost

All calculations are estimates provided for informational purposes. Actual amounts may vary by location. It is important to know that mortgage rates are dependent on credit scores, loan timeline, and a down payment amount.

Foreclosure Timeline

S Harbor Rd in Townsend Massachusetts Property History

Not in Foreclosure

Pre-Foreclosure

Auction

Bank Owned

Find out more about this property on S Harbor Rd
View Foreclosure Status
05/29/26
Bank owned
Properties listed as foreclosures have passed the point of auction or public sale. Because the properties were not sold at auction, the lender is now the owner and is engaged in the process of marketing and selling them to potential buyers. The longer lenders own properties, however, the more eager they become to sell, often at reduced prices.

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Address: S Harbor Rd Townsend MA 01469

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What is the city of Townsend, MA like?

Townsend is a quiet northern Middlesex County community near the New Hampshire border, known for its rural character, wooded surroundings, and classic New England village centers. The town offers a more spacious residential setting than many inner Boston suburbs while remaining within reach of employment centers in Fitchburg, Leominster, Nashua, and the Route 495 corridor.

For property investors, Townsend can appeal to buyers and renters looking for single-family homes, larger lots, outdoor access, and a small-town lifestyle. Housing is typically supported by local demand from families, commuters, remote workers, and residents seeking value compared with higher-priced communities closer to Boston.

The area’s appeal is strengthened by nearby conservation land, state forests, local schools in the North Middlesex Regional School District, and access to regional shopping and services in Pepperell, Groton, Fitchburg, Leominster, and Nashua. Investors should evaluate property-specific factors such as septic systems, well water, winter maintenance, floodplain location near waterways, and commute expectations.

Nearby Schools

There are 7 schools in the area. Nearby schools include Spaulding Memorial School and Hawthorne Brook Middle School.

Spaulding Memorial School
Hawthorne Brook Middle School
North Middlesex Regional High School
North Middlesex Regional School District schools in nearby Pepperell and Ashby
Applewild School in Fitchburg
Groton School in nearby Groton
Lawrence Academy at Groton

Nearby Attractions

There are plenty of activities near this property like Townsend Public Library, Townsend Town Hall and municipal services, and more.

Townsend Public Library
Townsend Town Hall and municipal services
Local restaurants, cafés, and convenience services along Main Street and Route 119
Medical offices, pharmacies, and urgent care options in nearby Pepperell, Fitchburg, Groton, and Leominster
Regional retail centers in Leominster, Fitchburg, Nashua, and Tyngsborough
Post office, banks, auto services, and other everyday local businesses

What kind of public transportation is there?


Public transportation options include: Limited local public transportation compared with urban Boston-area communities, MBTA Commuter Rail Fitchburg Line service from nearby Fitchburg, North Leominster, Shirley, and Ayer stations, MART regional transit and paratransit services in the broader Montachusett region, with availability varying by route and address, Primary road access via Massachusetts Route 119 and Route 13, Regional highway connections to Route 2, I-495, and southern New Hampshire routes. Other services include ride-sharing services like Uber and Lyft.

Nearby Parks


Parks nearby include Townsend State Forest, Willard Brook State Forest and more.

Townsend State Forest
Willard Brook State Forest
Squannacook River Rail Trail
Pearl Hill State Park
Ashby State Forest
Trap Falls in Willard Brook State Forest
J. Harry Rich State Forest

Cellular & Internet Providers


Services available in the area include cellular and internet options.

Cellular Providers

Verizon
AT&T
T-Mobile
UScellular

Internet Providers

Xfinity
Verizon
T-Mobile Home Internet
Starlink
Viasat
HughesNet
Rental Chart
View Rental and Market Value
for S Harbor Rd in Townsend Massachusetts
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Property Information

Public Records

Foreclosure

The property located at S Harbor Rd in Townsend, MA is listed as a Foreclosure

Properties like S Harbor Rd in Townsend, Massachusetts listed as foreclosures have passed the point of auction or public sale. Because the properties were not sold at auction, the lender is now the owner and is engaged in the process of marketing and selling them to potential buyers through a local real estate agent or auction house in Townsend, MA. The longer lenders own properties like this on S Harbor Rd, the more eager they become to sell, often at reduced prices.

First Steps to Buying a Foreclosure

Foreclosures often mean the original homeowner had some sort of setback that caused him to allow his lender to take the property. Rarely does a lender want to retain possession of real estate, so it will be motivated to move it off the books as quickly as possible. A fast turnover is what the lender is looking for, so a big part of the marketing plan might include pricing for a quick sale. In order to take advantage of foreclosed properties there are some basic steps to be followed:

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Auction Information

Credit Information Center

County Information

Document Center

Rental Value

The estimated rental value for S Harbor Rd located in Townsend, MA is $2,260/month. Comparable homes around S Harbor Rd that are rentals have monthly ranges starting as low as $2,030 per month and as high as $2,490 per month. An owner looking to use this property as an investment could bring a return in the area of $2,030 - $2,490 a month based on the many factors which include the properties condition, type, amenities, etc. Sign in to view a full two years of rental information as well as the Average Market Value (AVM) of this property.

Listing History

Foreclosure
05/29/26 - - Present

The property has moved into foreclosure proceedings. The lender is likely preparing the home for auction or repossession.

Status: Active

Preforeclosure
12/09/25 - 01/22/26

The owner is behind on payments and has entered preforeclosure. It may still be possible to avoid foreclosure or sell early.

Status: Inactive

Preforeclosure
12/06/25 - 01/22/26

Status: Inactive

Preforeclosure

US BANK

06/30/25 - 01/22/26

Status: Inactive

Preforeclosure
06/27/25 - 01/22/26

Status: Inactive

Preforeclosure

BANK OF AMERICA

11/14/22 - 12/14/22

Status: Inactive

Preforeclosure

US BANK NA

11/11/22 - 12/14/22

Status: Inactive

Bankruptcy
12/09/21 - 12/29/22

The property has entered bankruptcy protection. A court-appointed process may delay foreclosure or sale while debts are restructured.

Status: Inactive

Preforeclosure

BANK OF AMERICA

11/22/21 - 12/13/21

Status: Inactive

Preforeclosure

US BANK NA

08/09/21 - 01/06/22

Status: Inactive

Foreclosure
12/30/15 - 01/11/16

Status: Inactive

Preforeclosure

BANK OF AMERICA

12/18/15 - 12/31/15

Status: Inactive

Similar Homes Nearby Townsend, MA


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S Harbor Rd
Townsend, MA 01469

4 Beds   2 Baths   3,396 sq. ft.   Single-Family

$441,781 EMV

Status: Active Listing ID: 65446149

Property Information

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Property Description

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Listing URL

https://www.foreclosure.com/listing/address.html?address=S-Harbor-Rd-Townsend-MA-01469/65446149_lid

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