$150,673 EMV

3 Beds   1 Bath   1,396 Sq. Ft.   Single-Family
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S Ransom Rd
White Cloud, MI 49349

Overview

This Single-Family Foreclosure is located at S Ransom Rd, White Cloud, MI 49349. It has 3 Beds 1 Bath , 1,396 sqft of living space. This property is currently bank owned with an estimated market value of $150,673.
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Status: Active
Listing ID: 65362148
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Nearby Foreclosures

Homes near S Ransom Rd in White Cloud, Michigan


Learn about S Ransom Rd in White Cloud, MI

This single-family property is available as a foreclosure at S Ransom Rd. This property features 3 bedrooms and 1 bathrooms, perfect for investment and/or your personal residence. With 1,396 square feet of living space, you can enjoy sizable rooms for comfortable living and flexibility in the common areas for family gatherings. Our team of real estate experts has conducted a thorough analysis of the current market conditions in White Cloud, specifically for S Ransom Rd and comparable listings. Based on this expert analysis, the estimated market value is $150,673. If purchased for rental purposes, the monthly rental rate could range between $770 and $1,082, providing a solid return on investment. Factors considered in this calculation include the property location, condition, status, and convenience, all assessed by our experienced professionals. Properties like this one on S Ransom Rd are updated daily along with others in White Cloud, Michigan, ensuring you have the most current and accurate information. Since this property is a foreclosure, be sure to check out our Foreclosure Timeline for S Ransom Rd below to see detailed and helpful information about what stage of the foreclosure process this listing is in.


Buy this home for as little as

Plus with taxes and insurance

Based on 20% down, 30 year mortgage, with 6% APR

Principal
Interest
Property Taxes
Homeowners Insurance
Total Monthly Ownership Cost

All calculations are estimates provided for informational purposes. Actual amounts may vary by location. It is important to know that mortgage rates are dependent on credit scores, loan timeline, and a down payment amount.

Foreclosure Timeline

S Ransom Rd in White Cloud Michigan Property History

Not in Foreclosure

Pre-Foreclosure

Auction

Bank Owned

Find out more about this property on S Ransom Rd
View Foreclosure Status
05/14/26
Bank owned
Properties listed as foreclosures have passed the point of auction or public sale. Because the properties were not sold at auction, the lender is now the owner and is engaged in the process of marketing and selling them to potential buyers. The longer lenders own properties, however, the more eager they become to sell, often at reduced prices.
04/06/26
Lis Pendens issued
The owner of this property was served a notice of lis pendens for missed mortgage payments.

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Address: S Ransom Rd White Cloud MI 49349

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What is the city of White Cloud, MI like?

White Cloud is the county seat of Newaygo County in west-central Michigan, offering a small-town setting with direct access to forests, rivers, trails, and inland-lake recreation. The city appeals to buyers who want a quieter pace while remaining within driving distance of Fremont, Newaygo, Muskegon, and Grand Rapids.

Housing in White Cloud is typically a mix of in-town single-family homes, country properties, wooded acreage, cabins, and homes near recreational corridors. Investors often evaluate the area for long-term rentals, seasonal recreation demand, and value-oriented acquisition opportunities compared with larger West Michigan markets.

The community is closely tied to outdoor recreation. The White River, nearby Huron-Manistee National Forest lands, the North Country Trail, and Hardy Dam-area destinations provide year-round appeal for fishing, hiking, hunting, boating, snowmobiling, and camping.

White Cloud’s downtown and civic core include local government services, schools, small businesses, restaurants, convenience retail, and essential services. Larger shopping, healthcare, and employment options are available in nearby Fremont, Newaygo, Big Rapids, Muskegon, and Grand Rapids.

Nearby Schools

There are 8 schools in the area. Nearby schools include White Cloud Elementary School and White Cloud Middle School.

White Cloud Elementary School
White Cloud Middle School
White Cloud High School
White Cloud Junior High School
Newaygo County Career-Tech Center
Fremont Christian School
Newaygo High School
Baker College of Muskegon

Nearby Attractions

There are plenty of activities near this property like Newaygo County Government Center, White Cloud Community Library, and more.

Newaygo County Government Center
White Cloud Community Library
White Cloud Post Office
Local restaurants and cafés
Convenience stores and gas stations
Corewell Health Gerber Hospital in Fremont
Newaygo County offices and public services
Pharmacies and medical clinics in nearby Fremont and Newaygo

What kind of public transportation is there?


Public transportation options include: Newaygo County public transportation and demand-response transit services, Senior and medical transportation services through Newaygo County agencies, Regional bus and intercity connections available in larger nearby communities, Primary local transportation is by personal vehicle. Other services include ride-sharing services like Uber and Lyft.

Nearby Parks


Parks nearby include White Cloud Rotary Park, Mill Pond Park and more.

White Cloud Rotary Park
Mill Pond Park
North Country Trail access points
Huron-Manistee National Forest
Newaygo State Park
Hardy Dam County Marina
Sandy Beach County Park
Marshall Memorial Park in Newaygo

Cellular & Internet Providers


Services available in the area include cellular and internet options.

Cellular Providers

Verizon
AT&T
T-Mobile
UScellular

Internet Providers

Spectrum
Frontier
T-Mobile Home Internet
Viasat
HughesNet
Starlink
Rental Chart
View Rental and Market Value
for S Ransom Rd in White Cloud Michigan
View Market Value

Property Information

Public Records

Foreclosure

The property located at S Ransom Rd in White Cloud, MI is listed as a Foreclosure

Properties like S Ransom Rd in White Cloud, Michigan listed as foreclosures have passed the point of auction or public sale. Because the properties were not sold at auction, the lender is now the owner and is engaged in the process of marketing and selling them to potential buyers through a local real estate agent or auction house in White Cloud, MI. The longer lenders own properties like this on S Ransom Rd, the more eager they become to sell, often at reduced prices.

First Steps to Buying a Foreclosure

Foreclosures often mean the original homeowner had some sort of setback that caused him to allow his lender to take the property. Rarely does a lender want to retain possession of real estate, so it will be motivated to move it off the books as quickly as possible. A fast turnover is what the lender is looking for, so a big part of the marketing plan might include pricing for a quick sale. In order to take advantage of foreclosed properties there are some basic steps to be followed:

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Contact Information

Auction Information

Credit Information Center

County Information

Document Center

Rental Value

The estimated rental value for S Ransom Rd located in White Cloud, MI is $973/month. Comparable homes around S Ransom Rd that are rentals have monthly ranges starting as low as $770 per month and as high as $1,082 per month. An owner looking to use this property as an investment could bring a return in the area of $770 - $1,082 a month based on the many factors which include the properties condition, type, amenities, etc. Sign in to view a full two years of rental information as well as the Average Market Value (AVM) of this property.

Listing History

Foreclosure
05/14/26 - - Present

The property has moved into foreclosure proceedings. The lender is likely preparing the home for auction or repossession.

Status: Active

Preforeclosure

ROCKET MORTGAGE LLC

04/06/26 - 05/05/26

The owner is behind on payments and has entered preforeclosure. It may still be possible to avoid foreclosure or sell early.

Status: Inactive

Preforeclosure

NATIONSTAR MORTGAGE LLC

04/01/26 - 05/05/26

Status: Inactive

Preforeclosure
03/26/26 - 05/12/26

Status: Inactive

Preforeclosure
04/23/22 - 04/26/22

Status: Inactive

Preforeclosure

LONG BEACH MORTGAGE COMPANY

01/25/22 - 05/10/22

Status: Inactive

Preforeclosure

DEUTSCHE BANK NATIONAL TRUST CO

01/19/22 - 05/10/22

Status: Inactive

Similar Homes Nearby White Cloud, MI


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S Ransom Rd
White Cloud, MI 49349

3 Beds   1 Bath   1,396 sq. ft.   Single-Family

$150,673 EMV

Status: Active Listing ID: 65362148

Property Information

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Public Records

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Property Description

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Listing URL

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