$319,900 EMV

3 Beds   2 Baths   1,698 Sq. Ft.   Single-Family
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Sears Rd
Chipley, FL 32428

Overview

This Single-Family Foreclosure is located at Sears Rd, Chipley, FL 32428. It has 3 Beds 2 Baths , 1,698 sqft of living space. This property is currently bank owned with an estimated market value of $319,900.
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Status: Active
Listing ID: 65389065
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Homes near Sears Rd in Chipley, Florida


Learn about Sears Rd in Chipley, FL

This single-family property is available as a foreclosure at Sears Rd. This property features 3 bedrooms and 2 bathrooms, perfect for investment and/or your personal residence. With 1,698 square feet of living space, you can enjoy sizable rooms for comfortable living and flexibility in the common areas for family gatherings. Our team of real estate experts has conducted a thorough analysis of the current market conditions in Chipley, specifically for Sears Rd and comparable listings. Based on this expert analysis, the estimated market value is $319,900. If purchased for rental purposes, the monthly rental rate could range between $1,408 and $1,660, providing a solid return on investment. Factors considered in this calculation include the property location, condition, status, and convenience, all assessed by our experienced professionals. Properties like this one on Sears Rd are updated daily along with others in Chipley, Florida, ensuring you have the most current and accurate information. Since this property is a foreclosure, be sure to check out our Foreclosure Timeline for Sears Rd below to see detailed and helpful information about what stage of the foreclosure process this listing is in.


Buy this home for as little as

Plus with taxes and insurance

Based on 20% down, 30 year mortgage, with 6% APR

Principal
Interest
Property Taxes
Homeowners Insurance
Total Monthly Ownership Cost

All calculations are estimates provided for informational purposes. Actual amounts may vary by location. It is important to know that mortgage rates are dependent on credit scores, loan timeline, and a down payment amount.

Foreclosure Timeline

Sears Rd in Chipley Florida Property History

Not in Foreclosure

Pre-Foreclosure

Auction

Bank Owned

Find out more about this property on Sears Rd
View Foreclosure Status
05/19/26
Bank owned
Properties listed as foreclosures have passed the point of auction or public sale. Because the properties were not sold at auction, the lender is now the owner and is engaged in the process of marketing and selling them to potential buyers. The longer lenders own properties, however, the more eager they become to sell, often at reduced prices.

What is the city of Chipley, FL like?

Chipley is a small Northwest Florida city in Washington County, positioned along I-10 with practical access to Panama City, Dothan, and the wider Florida Panhandle. The area appeals to investors looking for lower acquisition costs, larger lots, and a quieter residential setting compared with coastal markets.

Local demand is supported by everyday services, schools, healthcare access, highway connectivity, and proximity to outdoor recreation such as Falling Waters State Park. Housing options include modest single-family homes, rural properties, and newer subdivisions around the city and surrounding unincorporated areas.

For investors, Chipley can be attractive for long-term rental strategies, workforce housing, and value-add single-family opportunities. The market’s scale is smaller than nearby metro areas, so deal analysis should focus on property condition, insurance costs, flood exposure, commuting patterns, and achievable rent for comparable homes.

Nearby Schools

There are 5 schools in the area. Nearby schools include Kate M. Smith Elementary School and Roulhac Middle School.

Kate M. Smith Elementary School
Roulhac Middle School
Chipley High School
Washington County Christian School
Florida Panhandle Technical College

Nearby Attractions

There are plenty of activities near this property like Northwest Florida Community Hospital, Washington County Public Library, and more.

Northwest Florida Community Hospital
Washington County Public Library
Washington County Courthouse
Chipley City Hall
Walmart Supercenter
Local restaurants and service businesses along Main Street and Highway 77
I-10 access for regional commuting

What kind of public transportation is there?


Public transportation options include: Washington County Transportation demand-response service, Regional road access via I-10, U.S. Route 90, State Road 77, Limited fixed-route public transit; most local travel is car-dependent. Other services include ride-sharing services like Uber and Lyft.

Nearby Parks


Parks nearby include Falling Waters State Park, Shivers Park and more.

Falling Waters State Park
Shivers Park
Boat Lake
Blue Lake Recreation Area
Florida Trail access areas in the region

Cellular & Internet Providers


Services available in the area include cellular and internet options.

Cellular Providers

AT&T
Verizon
T-Mobile

Internet Providers

Xfinity
CenturyLink
Viasat
Hughesnet
Starlink
Rental Chart
View Rental and Market Value
for Sears Rd in Chipley Florida
View Market Value

Property Information

  • Bedrooms: 3
  • Bathrooms: 2
  • Living Area Size: 1,698
  • Year Built: Sign in to view
  • Day(s) On Site: Sign in to view
  • Subdivision: BUCKHORN CRK LMT ACRES
  • Property Type: Single Family Dwelling
  •  

Public Records

Community & Neighborhood

This property in Chipley, FL is located in the Buckhorn Crk Lmt Acres Subdivision.


VA Home

U.S. Department of Veterans Affairs (VA) is a federal agency that guarantees mortgages to homeowners who have served in the armed forces /military. Therefore, when banks foreclose on VA-guaranteed mortgages, the government agency acquires the properties and often offers them for sale at drastically-reduced prices to the public. Fast approval for veterans and lowest possible fixed-rate mortgages!

First Steps to Buying a Foreclosure

Foreclosures often mean the original homeowner had some sort of setback that caused him to allow his lender to take the property. Rarely does a lender want to retain possession of real estate, so it will be motivated to move it off the books as quickly as possible. A fast turnover is what the lender is looking for, so a big part of the marketing plan might include pricing for a quick sale. In order to take advantage of foreclosed properties there are some basic steps to be followed:

Read more...

Credit Information Center

County Information

Document Center

Rental Value

The estimated rental value for Sears Rd located in Chipley, FL is $1,510/month. Comparable homes around Sears Rd that are rentals have monthly ranges starting as low as $1,408 per month and as high as $1,660 per month. An owner looking to use this property as an investment could bring a return in the area of $1,408 - $1,660 a month based on the many factors which include the properties condition, type, amenities, etc. Sign in to view a full two years of rental information as well as the Average Market Value (AVM) of this property.

Listing History

Foreclosure
05/19/26 - Present

The property has moved into foreclosure proceedings. The lender is likely preparing the home for auction or repossession.

Status: Active

Foreclosure
12/22/25 - 04/20/26

Status: Inactive

Preforeclosure
10/02/25 - 12/11/25

The owner is behind on payments and has entered preforeclosure. It may still be possible to avoid foreclosure or sell early.

Status: Inactive

Preforeclosure
09/23/25 - 12/10/25

Status: Inactive

Preforeclosure

VILLAGE CAPITAL INVESTMENT LLC

05/06/25 - 12/10/25

Status: Inactive

Preforeclosure

VILLAGE CAPITAL AND INVESTMENT LLC

05/06/25 - 10/22/25

Status: Inactive

Tax Lien
06/01/22 - 05/31/24

A tax lien has been filed due to unpaid property taxes. The owner may need to resolve this before transferring ownership.

Status: Inactive

Similar Homes Nearby Chipley, FL


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Homes On This Street
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Sears Rd
Chipley, FL 32428

3 Beds   2 Baths   1,698 sq. ft.   Single-Family

$319,900 EMV

Status: Active Listing ID: 65389065

Property Information

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Public Records

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Property Description

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Listing URL

https://www.foreclosure.com/listing/address.html?address=Sears-Rd-Chipley-FL-32428/65389065_lid

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