$240,941 EMV

2,230 Sq. Ft.

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Spur Dr
Cottonwood, AZ 86326

Status: Inactive
Listing ID: 56325550

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Property Information

  • Living Area Size: 2,230
  • Year Built: 1990
  • Source ID: 21165444
  • Days On Site: 86
  • Subdivision: VERDE VILLAGE UNIT 08
  • Parcel Number: 406-50-51206
  • Defendant Name: ROBERT RAY JOY
  • Trustee Address: 4375 JUTLAND DR
  • Trustee City: SAN DIEGO
  • Trustee State: CA
  • Trustee Zip: 92117
  • Trustee Phone: (858) 750-7600
  • Trustee Reference Number: 096021-AZ
  • Deed Category: NTS
  • Mortgage Balance: $197,053

Public Records

  • No. of Stories: 1
  • Parking Sqft: 420
  • Construction Type: STEEL/WOOD
  • Exterior Wall Type: HARDBOARD
  • Floor Type: CONCRETE
  • Frame Type: WOOD JOIST
  • Heating Type: FORCED AIR
  • Land Area Sqft: 8,712
  • Year Built: 1990
  • APN: 406-50-512
  • Property Type: Single Family Residence
  • Living Sqft: 2,230
  • Garage: ATTACHED
  • Subdivision: VERDE VILLAGE UNIT 08


Often, the preforeclosure period is the best time to purchase a property. The process begins when a lender first notifies a borrower that his or her loan payments are behind. If a borrower has no other means to bring the payments up to date, he or she is far better served to sell the property as soon as possible before it falls into foreclosure.

Auction Information

  • Auction Date: 07-20-2021
  • Auction Time: 12:00 PM
  • Auction Address: 120 S. CORTEZ STREET
  • Auction City: PRESCOTT

    Property Classification

  • Classification Id: Notice of Trustee Sale
  • Classification Desc: This announcement, which is made available to the public by law, describes the date, time and other details of a trustees sale. Finding out about these auctions first will give you more time to research potential bargains and help you get the jump on other investors.

    Loan Information

  • Mortgage Balance: $197,053

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Listing History

Start Date End Date Listing Type Bank Name
04/16/21 07/20/21 Preforeclosure Reverse Mortgage Funding

First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.



Spur Dr
Cottonwood, AZ 86326

2,230 sq. ft.

$240,941 EMV

Status: Inactive Listing ID: 56325550

Property Information

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Public Records

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Property Description

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