$280,189 EMV

3 Beds   2 Baths   1,252 Sq. Ft.
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Topper Rd
Fairfield, PA 17320

Overview

This Preforeclosure is located at Topper Rd, Fairfield, PA 17320. It has 3 Beds 2 Baths , 1,252 sqft of living space. This property is currently in auction with an estimated market value of $280,189.
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Status: Active
Listing ID: 59892230
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Learn about Topper Rd in Fairfield, PA

This property is available as a preforeclosure at Topper Rd. This property features 3 bedrooms and 2 bathrooms, perfect for investment and/or your personal residence. With 1,252 square feet of living space, you can enjoy sizable rooms for comfortable living and flexibility in the common areas for family gatherings. Our team of real estate experts has conducted a thorough analysis of the current market conditions in Fairfield, specifically for Topper Rd and comparable listings. Based on this expert analysis, the estimated market value is $280,189. If purchased for rental purposes, the monthly rental rate could range between $1,121 and $1,520, providing a solid return on investment. Factors considered in this calculation include the property location, condition, status, and convenience, all assessed by our experienced professionals. Properties like this one on Topper Rd are updated daily along with others in Fairfield, Pennsylvania, ensuring you have the most current and accurate information. Since this property is a preforeclosure, be sure to check out our Foreclosure Timeline for Topper Rd below to see detailed and helpful information about what stage of the foreclosure process this listing is in.


Foreclosure Timeline

Topper Rd in Fairfield Pennsylvania Property History

Not in Foreclosure

Pre-Foreclosure

Auction

Bank Owned

Find out more about this property on Topper Rd
View Preforeclosure Status
09/24/25
Lis Pendens issued
The owner of this property was served a notice of lis pendens for missed mortgage payments.

This Property Has An Auction

Get up-to-date information and real-time property status updates:

Address: Topper Rd Fairfield PA 17320

Auction Time Left

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The countdown is usually accurate but not exact. To be safe, place bids 2 hours before the bidding ends.

What is the city of Fairfield, PA like?

Fairfield is a charming small town in Adams County that offers a serene lifestyle surrounded by the beauty of nature. Located close to the Gettysburg National Military Park, the area is rich in history and provides ample outdoor recreational opportunities, including hiking, biking, and fishing.

The community boasts a friendly atmosphere with a mix of locally-owned shops, cafes, and restaurants that cater to residents. Families appreciate the tight-knit community feel, and residents often gather for local events that celebrate the town's heritage and culture.

Fairfield is served by the Gettysburg Area School District, providing quality education options for families. The town's proximity to larger cities like Baltimore and Washington, D.C. makes it an attractive option for those seeking a peaceful retreat without sacrificing access to urban amenities.

Nearby Schools

There are 3 schools in the area. Nearby schools include Fairfield Area High School and Fairfield Area Middle School.

Fairfield Area High School
Fairfield Area Middle School
Fairfield Area Elementary School

Nearby Attractions

There are plenty of activities near this property like Fairfield Library, Fairfield Community Center, and more.

Fairfield Library
Fairfield Community Center
Adams County Emergency Services

What kind of public transportation is there?


Public transportation options include: Limited bus services connect Fairfield to surrounding towns and cities, but personal vehicles are the primary mode of transport.. Other services include ride-sharing services like Uber and Lyft.

Nearby Parks


Parks nearby include Pine Grove Furnace State Park, Gettysburg National Military Park and more.

Pine Grove Furnace State Park
Gettysburg National Military Park
Caledonia State Park

Cellular & Internet Providers


Services available in the area include cellular and internet options.

Cellular Providers

Verizon
AT&T
T-Mobile

Internet Providers

Verizon Fios
Xfinity
Consolidated Communications
Rental Chart
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for Topper Rd in Fairfield Pennsylvania
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Property Information

Public Records

Preforeclosure

The property located at Topper Rd in Fairfield, PA is listed as a Preforeclosure

This listing located at Topper Rd in Fairfield, PA could be available as a Rent-to-Own listing as well, additional diligence will be required from the buyer to determine if this listing can be approved as a RTO.

Please take note that this property in Fairfield, Pennsylvania is not listed as a Rent-to-Own (RTO) opportunity. It is currently in an initial default stage in Fairfield, PA, commonly referred to as Pre-Foreclosure, indicating that the homeowner has missed at least one payment and is considered delinquent. However, instead of going through a potentially lengthy foreclosure process, which could take up to 18 months, the homeowner may be open to considering a Rent-to-Own option that covers their mortgage.

Since Pre-Foreclosure properties are not formally listed for sale, there is no asking price available. Instead, you’ll find either the original loan balance or an Estimated Market Value (EMV) provided. To make a reasonable offer for this home, it’s advisable to use either the loan balance or EMV amount in conjunction with local sale price comparables to determine an appropriate offer. Alternatively, the homeowner might be willing to work with you on a monthly amount that can help them avoid the foreclosure process.

You may also want to check with a real estate attorney or other legal authority to discuss the potential risks of executing a Rent-to-Own agreement with the current Pre-foreclosure owner. If the current owner in Fairfield, Pennsylvania doesn't make their mortgage payments, they could lose the property which would directly affect you and your Rent-to-Own agreement.

For this reason, many buyers find a real estate investor or investment company to buy a Pre-Foreclosure property from the current owner. The investor/investment company could then offer you a Rent-to-Own agreement on that property that you worked out with them in advance, which could stabilize the investment and prevent complications.

This is an important legal concept to understand before moving forward

First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.

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Auction Information

Legal Information

Credit Information Center

County Information

Document Center

Rental Value

The estimated rental value for Topper Rd located in Fairfield, PA is $1,321/month. Comparable homes around Topper Rd that are rentals have monthly ranges starting as low as $1,121 per month and as high as $1,520 per month. An owner looking to use this property as an investment could bring a return in the area of $1,121 - $1,520 a month based on the many factors which include the properties condition, type, amenities, etc. Sign in to view a full two years of rental information as well as the Average Market Value (AVM) of this property.

Listing History

Start Date End Date Listing Type Bank Name
09/24/25   Preforeclosure
11/19/24 01/17/25 Preforeclosure
07/10/23 07/21/23 Preforeclosure
04/20/23 05/03/25 Preforeclosure
03/20/23   Preforeclosure ROCKET MORTGAGE, LLC f/k/a ...
03/18/23   Preforeclosure
02/09/23   Preforeclosure ROCKET MORTGAGE LLC

Similar Homes Nearby Fairfield, PA


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Topper Rd
Fairfield, PA 17320

3 Beds   2 Baths   1,252 sq. ft.

$280,189 EMV

Status: Active Listing ID: 59892230

Property Information

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Public Records

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Property Description

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Listing URL

https://www.foreclosure.com/listing/address.html?address=Topper-Rd-Fairfield-PA-17320/59892230_lid

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