3 Beds   1 Bath   1,280 Sq. Ft.   Single-Family

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W Madison St
Spirit Lake, ID 83869

Status: Inactive
Listing ID: 56143654

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Property Information

  • Bedrooms: 3
  • Bathrooms: 1
  • Living Area Size: 1,280
  • Lot Size: 1.00 acres
  • Year Built: 1918
  • Source ID: 292437876
  • Days On Site: 205
  • Parcel Number: S60000720050
  • Property Type: Single Family Dwelling
  • Plaintiff: Larisa Rae Trust
  • Defendant Name: C&J DEVELOPMENT INC
  • Recording Date: 02-16-2021
  • Trustee Address: 402 W Canfield Ave
  • Trustee City: Coeur D Alene
  • Trustee State: ID
  • Trustee Zip: 83815
  • Trustee Phone: (208) 667-7621
  • Deed Category: NOD
  • Document Number: 2812337000


Often, the preforeclosure period is the best time to purchase a property. The process begins when a lender first notifies a borrower that his or her loan payments are behind. If a borrower has no other means to bring the payments up to date, he or she is far better served to sell the property as soon as possible before it falls into foreclosure.

    Property Classification

  • Classification Id: Notice of Default
  • Classification Desc: Considered the first phase of the foreclosure process, a homeowner will receive this notice if he or she misses one or more mortgage payments in states that follow non-judicial foreclosure actions. This represents a great opportunity to purchase a home at a significantly reduced price before it is repossessed by a lender.

    Loan Information

  • 1st Mortgage Date: 01-29-2020

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First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.



W Madison St
Spirit Lake, ID 83869

3 Beds   1 Bath   1,280 sq. ft.   Single-Family


Status: Inactive Listing ID: 56143654

Property Information

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