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242 new this week Next auction Wed, Nov 4

State Info

7,177 listings in Utah

Foreclosure Homes in Utah

There are currently 7,177 foreclosure homes listed in Utah. Buying a distressed property in Utah can save you as much as 50 percent compared to a traditional sale. Along with bank-owned foreclosures, you can browse rent-to-own homes, short sales, preforeclosures, bankruptcies and government-owned listings such as HUD, Fannie Mae and Freddie Mac. Pick a city or county below to see every distressed listing in Utah.

242 new Added this week in Utah

See all 242 new listings
  1. Property in La Verkin, UT 84745 NEW Preforeclosure Est. $440K La Verkin, UT 84745 3 bd, 2 ba
  2. Property in Orem, UT 84057 NEW Preforeclosure Price coming soon Orem, UT 84057 2 bd, 2 ba
  3. Property in Saratoga Springs, UT 84045 NEW Preforeclosure Price coming soon Saratoga Springs, UT 84045 3 bd, 3 ba
  4. Property in West Valley City, UT 84128 Added yesterday Preforeclosure Price coming soon West Valley City, UT 84128 4 bd, 2.0 ba
  5. Property in Springville, UT 84663 Added yesterday Preforeclosure Price coming soon Springville, UT 84663
  6. Property in West Valley City, UT 84119 Added yesterday Preforeclosure Price coming soon West Valley City, UT 84119 1 bd, 1.0 ba
  7. Property in Clearfield, UT 84015 Added yesterday Preforeclosure Price coming soon Clearfield, UT 84015
  8. Property in Layton, UT 84040 Added yesterday Preforeclosure Price coming soon Layton, UT 84040 Condo
  9. Property in Herriman, UT 84096 Added yesterday Preforeclosure Price coming soon Herriman, UT 84096
  10. Property in Nephi, UT 84648 Added yesterday Preforeclosure Est. $305K Nephi, UT 84648 2 ba
Most new in

Upcoming Utah auctions

See all 57 homes at auction this week
  1. Carbon County 6 homes, today
  2. Tooele County 3 homes, today
  3. Salt Lake County 2 homes, today
  4. Cache County 1 home, today

Utah Foreclosure Laws

Utah mainly uses nonjudicial foreclosure under a deed of trust. Because full court proceedings are usually not required, the process is typically faster than judicial foreclosure. Once the notices and waiting periods are met, the sale can take place at a public auction. Deficiency judgments may be possible depending on the loan type and sale results.

Foreclosure type
Non-Judicial
Typical timeline
3-4 months typical
Deficiency judgment
Deficiency judgments permitted with limitations
Redemption period
No post-sale redemption for nonjudicial.
Process and statute references
  • Mortgage Instrument Security Type
    Deed of Trust (primary). Mortgages are permitted.
  • Process Summary
    Utah primarily uses nonjudicial foreclosure. Trustee’s sales are common, though judicial foreclosure is allowed.
  • Notice / Timing Statute
    Utah Code § 57-1-19 et seq. (trust deed foreclosure)
  • Redemption Statute(s)
    Utah Code § 57-1-31 (no redemption for non-judicial foreclosure)
  • Deficiency Statute(s)
    Utah Code § 57-1-32 (deficiency limited to debt minus fair market value)

How to Buy a Foreclosure in Utah

In Utah, search for foreclosure sales via county sheriff notices, MLS, and public notices. Utah' foreclosure process is non-judicial; verify notice requirements. Secure financing ahead of the auction. Perform title and condition inspections. Bid at the sale and complete payment.

What type of foreclosure is used in Utah?
The type of foreclosure in Utah is Non-Judicial
Is there a redemption period in Utah?
No post-sale redemption for nonjudicial.
Are deficiency judgments allowed in Utah?
Deficiency judgments permitted with limitations in Utah
How do you buy a foreclosure in Utah?
In Utah, search for foreclosure sales via county sheriff notices, MLS, and public notices.

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