American families benefit from lower mortgage interest rates thanks to Freddie Mac. Foreclosure.com supports more accessible and affordable housing.
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Freddie Mac was created to increase homeownership throughout the United States. The company, which plays an important role in the American homebuying process, is a key player in the secondary mortgage market.
Essentially, Freddie Mac purchases mortgages from banks then bundles together several thousand such mortgages into a tradable security and sells the package to large investors.
The idea is that banks will use the money they obtain from selling mortgages to fund additional mortgages. Freddie Mac does not make loans directly to homebuyers.
According to its Web site – www.freddiemac.com – the process is invisible to borrowers and renters. But because Freddie Mac exists, millions of Americans have benefited from lower monthly mortgage payments and better access to home financing.
To ensure that you get the most house for the least amount of money, Foreclosure.com offers America's largest and most accurate searchable database of foreclosures, preforeclosures, bankruptcies, FSBOs, and tax liens in one place. In fact, you can find a dream home for 30-50 percent below market value!
Foreclosure.com, which provides contact information for each listing, updates its data twice daily so that you can find these deals as they come on the market. All information is acquired directly from hundreds of foreclosing lenders and government agencies – ensuring accuracy and timely delivery of the data.