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Foreclosure Homes in Schenectady, NY

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Bancker-ave-Glenville-NY-12302
Foreclosure
$75,000 List Price

Bancker Ave
Glenville, NY 12302

3 Bed | 1 Bath | 1,552 Sq. Ft.

15 Duane-ave-Schenectady-NY-12307
Foreclosure
$49,900 List Price

Duane Ave
Schenectady, NY 12307

1 Campbell-ave-Schenectady-NY-12306
Foreclosure
$24,900 List Price

Campbell Ave
Schenectady, NY 12306

3 Bed | 1 Bath | 2,014 Sq. Ft.

Bernice-st-Schenectady-NY-12303
Foreclosure
$144,794 EMV

Bernice St
Schenectady, NY 12303

4 Bed | 2 Bath | 1,456 Sq. Ft.

44 3rd-av-Rotterdam-NY-12306
Foreclosure
$160,000 List Price

3rd Av
Rotterdam, NY 12306

3 Bed | 2 Bath | 1,547 Sq. Ft.

Linden-st-Schenectady-NY-12304
Foreclosure
$113,220 EMV

Linden St
Schenectady, NY 12304

5 Bed | 2 Bath | 2,598 Sq. Ft.

Cordell-rd-Schenectady-NY-12303
Preforeclosure
$179,799 EMV

Cordell Rd
Schenectady, NY 12303

3 Bed | 1 Bath | 1,134 Sq. Ft.

1 Howell-st-Schenectady-NY-12303
Preforeclosure
$122,570 EMV

Howell St
Schenectady, NY 12303

3 Bed | 1 Bath | 1,080 Sq. Ft.

5 Rosendale-rd-Niskayuna-NY-12309
Preforeclosure
$248,542 EMV

Rosendale Rd
Niskayuna, NY 12309

3 Bed | 1.5 Bath | 1,984 Sq. Ft.

Kallen-ave-Schenectady-NY-12304
Preforeclosure
$158,610 EMV

Kallen Ave
Schenectady, NY 12304

3 Bed | 2 Bath | 1,326 Sq. Ft.

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Foreclosure Homes in Schenectady, NY

Find the best foreclosure homes listings for sale — bank-owned, government (Fannie Mae, Freddie Mac, HUD, etc.) and others — in and near the Schenectady, NY area at Foreclosure.com. Get information on foreclosure homes for rent, how to buy foreclosures in Schenectady, NY and much more. Save thousands at closing with home foreclosure listings in Schenectady, NY — up to 75% off market value!


Top Reasons To Live In Schenectady, NY In 2021

Schenectady is located in Schenectady, New York, with an estimated municipal population of 65,273 residents. All of the best foreclosed homes for sale in Schenectady are located in the following zip code areas on Foreclosure.com: 12305 12304 12307 12308 12301 12325 12345. The estimated population per square kilometer (.62 miles) in Schenectady is 2,335.


Cost Of Living In Schenectady, NY

So, about how much do homes cost in Schenectady? The most recent median value of resident-owned homes in Schenectady is 108,779. An estimated 47.2 percent of households in Schenectady own their homes, with an average family size of 3.86. The median household income in Schenectady is 45,438, with17.2 percentage of households earning at least $100,000 annually. For working parents and professionals who are searching for cheap homes in Schenectady, the median commute time of resident workers (in minutes) is 21.3. And last, but certainly not least, are you looking for homes to rent in Schenectady? If so, the average rent price paid by renters in Schenectady is 904, according to recent statistics.


Diversity And Demographics In Schenectady, New York

Where a home is located is almost just as important as the home itself. Whether you are a first-time homebuyer or are relocating to Schenectady, it is essential to take a deep dive into your potential future neighborhood. Homeownership is often a long-term relationship; therefore, be sure to do your due diligence to ensure that you make the best long-term decision.

The median age of residents in Schenectady is 36.2, split between 49 percent male versus 51 female. The percentage of residents who report being married in Schenectady is 31.2, with an average family size of 3.86.

The percentage of residents who report their race in Schenectady is as follows:

White 56.5%
Black / African American 20.2%
Asian 6.5%
American Indian / Alaskan Native 0.5%
Native Hawaiian / Other Pacifc Islander 0.1%
Multi-racial 7.7%
Other 8.4%

Looking for family-friendly neighborhoods in and/or near Schenectady? Or maybe you are searching for 55+ active adult communities in and/or near Schenectady?

The percentage of residents who report their age in Schenectady is as follows:

Under 10 11.8%
Aged 10-19 12.2%
20s 16.5%
30s 14.6%
40s 11.7%
50s 13%
60s 10.9%
70s 5%
80+ 4.4%

Best Schools In Schenectady, New York

It was a rollercoaster ride for academics in 2020, with school districts throughout the nation transferring their classes online because of the global pandemic. Numerous school districts will continue online courses, while others will welcome students back to campus. Regardless, homebuyers are shopping for homes in Schenectady with dedicated in-home learning spaces, as well as for homes located within the best school systems for in-person instruction in Schenectady.


Pros And Cons Of Living In Schenectady, New York

How do you know that living in -- or moving to -- Schenectady is right where you need to be? Perhaps you grew up in Schenectady or already live nearby; therefore, the decision to buy a home in Schenectady is a no-brainer. For others, however, it may not be such a straightforward or simple decision. Whether you are relocating to Schenectady for work or just looking for a fresh start, getting a read on a neighborhood from afar (online) can be tricky... and exhausting.

Here are some questions to ask yourself when shopping for foreclosed homes for sale in Schenectady:

  • What type of neighborhood environment (suburban, urban, rural, etc.) do you prefer?
  • What types of shopping (mom and pop, mall, big box), restaurants (fast food, chain, local) and businesses (small, big, mixed) would you like nearby?
  • What leisure-time activities (golf, biking, hiking, etc.) do you enjoy?
  • What type of commute (car, plane, home office) do you seek?

In short, it always helps to create a “Pros vs. Cons” list of what you need in a home and/or neighborhood like Schenectady.


Reasons To Move To Schenectady, New York, In 2021

Prospective homebuyers are clearly taking advantage of the low interest rates and numerous government assistance programs. These low interest rates mean homebuyers in Schenectady can now afford much more house for the same monthly payment (if interest rates were higher). Motivated and opportunistic sellers in Schenectady, meanwhile, can field multiple offers from more qualified buyers.

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