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448 new this week Next auction Sun, Nov 1

Foreclosure Homes in Colorado

There are currently 16,244 foreclosure homes listed in Colorado. Buying a distressed property in Colorado can save you as much as 50 percent compared to a traditional sale. Along with bank-owned foreclosures, you can browse rent-to-own homes, short sales, preforeclosures, bankruptcies and government-owned listings such as HUD, Fannie Mae and Freddie Mac. Pick a city or county below to see every distressed listing in Colorado.

448 new Added this week in Colorado

See all 448 new listings
  1. Property in Denver, CO 80231 NEW Foreclosure Est. $111K Denver, CO 80231 1 bd, 1 ba
  2. Property in Denver, CO 80231 NEW Foreclosure Est. $79K Denver, CO 80231 1 bd, 1.0 ba
  3. Property in Denver, CO 80231 NEW Foreclosure Est. $125K Denver, CO 80231 1 bd, 1 ba
  4. Property in Denver, CO 80231 NEW Foreclosure Est. $157K Denver, CO 80231 1 bd, 1 ba
  5. Property in Denver, CO 80231 NEW Foreclosure Est. $158K Denver, CO 80231 1 bd, 1 ba
  6. Property in Aurora, CO 80014 NEW Foreclosure Est. $304K Aurora, CO 80014 3 bd, 3.0 ba
  7. Property in Littleton, CO 80126 Added yesterday Preforeclosure Est. $478K Littleton, CO 80126 4 bd, 2.0 ba
  8. Property in Castle Rock, CO 80104 Added yesterday Preforeclosure Est. $737K Castle Rock, CO 80104 5 bd, 4.0 ba
  9. Property in Aurora, CO 80015 Added yesterday Preforeclosure Est. $529K Aurora, CO 80015 3 bd, 2.5 ba
  10. Property in Simla, CO 80835 Added yesterday Preforeclosure Est. $262K Simla, CO 80835

Upcoming Colorado auctions

See all 659 homes at auction this week
  1. Adams County 4 homes, tomorrow
  2. Arapahoe County 3 homes, tomorrow
  3. Jefferson County 2 homes, tomorrow
  4. Otero County 2 homes, tomorrow

Colorado Foreclosure Laws

In Colorado, most foreclosures are handled through a public trustee rather than directly through the courts. Home loans are commonly secured by deeds of trust. The foreclosure process usually takes several months because of required notices and cure periods. In many cases, borrowers have limited redemption rights after the sale, and deficiency balances may still be pursued depending on the situation.

Foreclosure type
Non-Judicial (Public Trustee)
Typical timeline
4-5 months typical
Deficiency judgment
Deficiency judgments permitted with limitations
Redemption period
Short redemption possible only in limited judicial cases.
Process and statute references
  • Mortgage Instrument Security Type
    Deed of Trust (primary). Mortgages are permitted but rarely used.
  • Process Summary
    Colorado uses a largely nonjudicial process administered by a public trustee. Court involvement is limited, but borrowers have cure and redemption rights under set timelines.
  • Notice / Timing Statute
    Colorado Revised Statute § 38-38-101 et seq. (public trustee foreclosure process)
  • Redemption Statute(s)
    Colorado Revised Statute § 38-38-302 (redemption period of 75 days after sale)
  • Deficiency Statute(s)
    Colorado Revised Statute § 38-39-102 (deficiency limited to fair value minus sale price)

How to Buy a Foreclosure in Colorado

To buy a foreclosure in Colorado, monitor public trustee sale notices, MLS listings, and online foreclosure aggregators. Colorado uses a non-judicial foreclosure process; understand redemption rights and deficiency judgments that may apply. Have your financing ready as auctions require immediate payment. Conduct thorough title research and, if possible, a property inspection. Attend the public trustee sale or negotiate a purchase after the property reverts to the lender.

What type of foreclosure is used in Colorado?
The type of foreclosure in Colorado is Non-Judicial (Public Trustee)
Is there a redemption period in Colorado?
Short redemption possible only in limited judicial cases.
Are deficiency judgments allowed in Colorado?
Deficiency judgments permitted with limitations in Colorado
How do you buy a foreclosure in Colorado?
To buy a foreclosure in Colorado, monitor public trustee sale notices, MLS listings, and online foreclosure aggregators.

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