Idaho Foreclosures - 2,207 Foreclosure Listings

Foreclosure Homes in Idaho

There are currently 2,207 foreclosure homes listed in Idaho. Buying a distressed property in Idaho can save you as much as 50 percent compared to a traditional sale. Along with bank-owned foreclosures, you can browse rent-to-own homes, short sales, preforeclosures, bankruptcies and government-owned listings such as HUD, Fannie Mae and Freddie Mac. Pick a city or county below to see every distressed listing in Idaho.

Idaho Foreclosure Laws

Idaho mainly uses a nonjudicial foreclosure process under a deed of trust. Because court involvement is limited, the process often moves faster than in many states. A typical foreclosure can be completed in a few months once notices are sent. There is usually no right to redeem the property after a nonjudicial sale, and deficiency balances may sometimes be pursued.

Foreclosure type: Non-Judicial (Judicial allowed)
Typical timeline: 4 months typical
Deficiency judgment: Deficiency allowed but limited to difference between debt and fair value
Redemption period: No redemption after nonjudicial sale.

Process and statute references

Mortgage Instrument Security Type

Deed of Trust (primary). Mortgages are allowed.
Process Summary

Idaho primarily uses nonjudicial foreclosure under deeds of trust. After notice requirements are met, the trustee conducts a public sale. Judicial foreclosure is also available.
Notice / Timing Statute

Idaho Code § 45-1505 et seq. (notice and publication requirements)
Redemption Statute(s)

Idaho Code § 6-101 (redemption available for judicial foreclosure only)
Deficiency Statute(s)

Idaho Code § 6-101, § 6-108 (deficiency limited by fair market value)

How to Buy a Foreclosure in Idaho

In Idaho, search for foreclosure opportunities via county sheriff' sale notices, MLS, and public records. Idaho' non-judicial foreclosure process requires specific notices; understand the timeline before bidding. Arrange your financing early, as auctions require immediate payment. Conduct a title search and inspect the property. Attend the sheriff' foreclosure sale and complete transfer procedures.

What type of foreclosure is used in Idaho?

The type of foreclosure in Idaho is Non-Judicial (Judicial allowed)

Is there a redemption period in Idaho?

No redemption after nonjudicial sale.

Are deficiency judgments allowed in Idaho?

Deficiency allowed but limited to difference between debt and fair value in Idaho

How do you buy a foreclosure in Idaho?

In Idaho, search for foreclosure opportunities via county sheriff' sale notices, MLS, and public records.