Washington Foreclosures - 8,186 Foreclosure Listings

Foreclosure Homes in Washington

There are currently 8,186 foreclosure homes listed in Washington. Buying a distressed property in Washington can save you as much as 50 percent compared to a traditional sale. Along with bank-owned foreclosures, you can browse rent-to-own homes, short sales, preforeclosures, bankruptcies and government-owned listings such as HUD, Fannie Mae and Freddie Mac. Pick a city or county below to see every distressed listing in Washington.

Washington Foreclosure Laws

Washington commonly relies on nonjudicial foreclosure through a deed of trust. The process is handled by a trustee and does not usually require a full court case. Foreclosures often move faster here than in judicial states, although required notices and waiting periods still apply. Deficiency judgments are generally limited after most trustee sales.

Foreclosure type: Non-Judicial
Typical timeline: 4-5+ months
Deficiency judgment: Deficiency prohibited for non-judicial residential foreclosures
Redemption period: No post-sale redemption for nonjudicial.

Process and statute references

Mortgage Instrument Security Type

Deed of Trust (primary). Mortgages are allowed.
Process Summary

Washington primarily uses nonjudicial foreclosure. Borrowers may access mediation programs before the trustee’s sale.
Notice / Timing Statute

Washington Revised Code § 61.24.020 et seq. (deed of trust foreclosure)
Redemption Statute(s)

Washington Revised Code § 61.24.050 (no redemption for non-judicial foreclosure)
Deficiency Statute(s)

Washington Revised Code § 61.24.100 (anti-deficiency for non-judicial residential foreclosures)

How to Buy a Foreclosure in Washington

To purchase a foreclosure in Washington, monitor trustee sale notices, MLS, and county records. Washington' non-judicial foreclosure requires strict notice compliance. Have your financing ready at auction. Perform title and property condition due diligence. Attend the trustee sale and finalize the purchase.

What type of foreclosure is used in Washington?

The type of foreclosure in Washington is Non-Judicial

Is there a redemption period in Washington?

No post-sale redemption for nonjudicial.

Are deficiency judgments allowed in Washington?

Deficiency prohibited for non-judicial residential foreclosures in Washington

How do you buy a foreclosure in Washington?

To purchase a foreclosure in Washington, monitor trustee sale notices, MLS, and county records.